Goldman Strategists See US Stocks Lagging All Peers Next Decade

The Goldman Sachs Group Inc. strategist who accurately predicted Wall Street’s underperformance this year now expects U.S. equities to continue lagging for the next decade.

According to their analysis, the challenges facing the market are not just short-term obstacles but indicate a prolonged period of subdued returns for investors. This outlook suggests that caution may be warranted when considering U.S. equity investments in the years ahead.
https://www.bloomberg.com/news/articles/2025-11-12/goldman-strategists-see-us-stocks-lagging-all-peers-next-decade

Miami Is ACC’s Highest-Ranked Team But May Miss Conference Title Game And CFP

**Miami Is ACC’s Highest-Ranked Team But May Miss Conference Title Game And CFP**

Miami quarterback Carson Beck (11) celebrates after scoring a touchdown during the first half of an NCAA college football game against Syracuse on Saturday, Nov. 8, 2025, in Miami Gardens, Fla. (AP Photo/Marta Lavandier)
*Copyright 2025 The Associated Press. All rights reserved.*

Early last month, Miami was ranked second in the Associated Press poll — just the third time in the past 22 years the Hurricanes have been ranked that high. Since then, however, UM has lost two games, continuing a pattern of mistakes that have become commonplace during coach Mario Cristobal’s tenure.

Still, the Hurricanes entered Tuesday night at No. 15 in the latest College Football Playoff (CFP) rankings, making them the highest-ranked team in the Atlantic Coast Conference (ACC). The league also had four other ranked teams: No. 16 Georgia Tech, No. 19 Virginia, No. 20 Louisville, and No. 22 Pittsburgh.

Miami moved up from No. 18 in the initial CFP rankings released on November 4th — which was the fourth-best among ACC schools at that time. Meanwhile, Virginia and Louisville fell in the rankings after losing last weekend, Georgia Tech had a bye week, and Miami’s dominant 38-10 victory over Syracuse last Saturday helped secure their climb.

However, there is a significant problem for Miami. The Hurricanes currently sit seventh in the ACC with a 3-2 record against league opponents. Georgia Tech, Virginia, Pittsburgh, and unranked SMU top the league with 5-1 records. They are followed by unranked Duke at 4-1 and Louisville at 4-2.

Because of this standing, even if Miami wins its final three ACC games against North Carolina State, Virginia Tech, and Pittsburgh, the Hurricanes may still not make it to the conference championship game. If that scenario plays out, UM would not be eligible to receive an automatic berth into the CFP.

According to the rules, the five highest-ranked conference champions earn spots in the 12-team playoff field. But since Miami may not win the ACC title, they would be ineligible for one of those slots — despite being the highest-ranked ACC team in the CFP rankings.
https://bitcoinethereumnews.com/finance/miami-is-accs-highest-ranked-team-but-may-miss-conference-title-game-and-cfp/

Galaxy S26 Ultra’s RAM Upgrade Over The Galaxy S25 Ultra Will Introduce A Wave Of Camera Improvements While Reducing Power Draw And Thermals

Samsung is expected to showcase its newer LPDDR6 RAM at CES 2026. However, the upcoming Galaxy S26 Ultra is likely to stick with the current LPDDR5X standard. The significant upgrade lies in the memory’s increased bandwidth, which will operate at 10.7 Gbps, up from the Galaxy S25 Ultra’s 8.5 Gbps.

While this may seem like just a speed bump, the improvements brought by the faster LPDDR5X RAM are substantial. A tipster has shared insights revealing notable camera and thermal enhancements linked to the Galaxy S26 Ultra’s memory upgrade.

### Faster Memory, Cooler Performance

The new 10.7 Gbps LPDDR5X RAM in the Galaxy S26 Ultra is expected to generate up to 15% less heat compared to the 8.5 Gbps RAM in the previous model. This enhancement leads to improved thermal efficiency, with a reported 10-15% overall better heat management thanks to the lower voltage consumption of the newer memory.

### Enhanced Camera Capabilities

One of the standout benefits of the faster RAM is its impact on the Galaxy S26 Ultra’s 200MP primary camera. The faster memory allows the camera to capture images 20-25% faster than on the Galaxy S25 Ultra. This speed boost not only results in quicker shots but also improves accuracy.

Additionally, the accelerated memory enables faster communication with the Neural Processing Unit (NPU), which enhances night photography by producing more detailed images with improved noise reduction.

### Improved Video and Image Processing

For users interested in capturing high-resolution video, the 10.7 Gbps LPDDR5X RAM provides a more stable data stream for 8K and 4K footage, enhancing video stability. Other benefits include:
– 30% faster export times for videos and images
– Improved High Dynamic Range (HDR) performance
– Enhanced portrait mode photos

### Summary

A detailed comparison of the 10.7 Gbps and 8.5 Gbps LPDDR5X RAM was shared by PhoneArt (formerly known as Ice Universe on X). The analysis, which reportedly leveraged ChatGPT to break down the technical differences, highlights how a memory bandwidth upgrade can translate into significant real-world improvements.

While the above details are promising, the true performance and benefits of these upgrades will only be confirmed once the Galaxy S26 Ultra is officially released. We look forward to providing a thorough comparison between the Galaxy S26 Ultra and its predecessor, the Galaxy S25 Ultra, so stay tuned for more updates.

*Source: PhoneArt*
https://wccftech.com/galaxy-s26-ultra-ram-upgrade-brings-several-benefits-to-camera-vs-galaxy-s25-ultra/

Is This the Start of Bitcoin’s Next Major Correction?

Bitcoin is trading near $103,500 after slipping 2% in the last 24 hours. While it remains slightly higher on the week, traders are paying close attention to a key technical level: the 365-day moving average. This line has supported price during past rallies and is now being tested again.

### Testing a Proven Support Level

The 365-day moving average has held up in earlier stages of this market cycle. In several instances, Bitcoin bounced from this level and went on to post significant gains. Notable rebounds from this line included moves of over 190%, 124%, and 65% in previous phases of the current uptrend.

However, in mid-2022, Bitcoin failed to hold this support line. According to Satoshi Stacker, when that break occurred, the price dropped by about 66% before finding a floor. This highlights an important insight: while the 365-day moving average can act as a base during rising trends, a break below it may shift momentum in the opposite direction.

Currently, the price sits just above the average, and a decisive move in either direction could signal the market’s next step.

### Cycle Pattern Points to Ongoing Correction

Charts tracking past Bitcoin cycles reveal a repeated pattern: a multi-year rally followed by a year-long decline. Market data shows that each major cycle topped around 1,064 days after its bottom.

The most recent peak near $126,000 also came 1,064 days after the low in November 2022. Analyst Ali Martinez noted, “If this Bitcoin TC cycle mirrors 2015-2018 or 2018-2022, the top was on Oct 26, and a macro downtrend may have already begun.”

Based on this model, a bottom could form around October 2026, with a target range between $38,000 and $50,000. Past declines of 77% to 84% support this view.

Recent price action and the timing of the high align with patterns seen in prior cycles, strengthening the idea that Bitcoin may be in the early stages of a longer correction.

### Death Cross Signals: Context Over Prediction

In addition, Bitcoin’s short-term and long-term moving averages are close to another Death Cross—a technical signal often viewed as negative. However, during this cycle, Death Crosses have not led to deeper drops. Instead, most were followed by Golden Crosses as the market recovered.

More Crypto Online explained that these signals often arrive after the price move has occurred. “Almost every Death Cross in this cycle was followed by a Golden Cross later,” they said. This suggests that Death Crosses may be more useful for providing context rather than serving as standalone predictions.

### Resistance Holds Price Below Key Levels

Bitcoin experienced a short-lived rally following political developments in the U.S., including a proposed tariff dividend announced by former President Trump. This move drew comparisons to earlier stimulus policies that preceded strong gains in risk assets.

Meanwhile, BTC is struggling to move past resistance between $107,000 and $118,000. As CryptoPotato reported, selling by long-term holders and broader macroeconomic concerns are adding pressure in that zone, capping Bitcoin’s short-term upside.

As Bitcoin navigates these critical technical and cyclical levels, traders and investors will be watching closely to see if support holds or a deeper correction unfolds.
https://bitcoinethereumnews.com/bitcoin/is-this-the-start-of-bitcoins-next-major-correction/

Hong Kong Advances Digital Finance with $10 Billion Green Bond Issuance

The Hong Kong Special Administrative Region (HKSAR) Government has announced the successful pricing of its third digital green bond issuance, valued at approximately HK$10 billion. This issuance, under the Government Sustainable Bond Programme, marks a significant advance in digital finance by integrating tokenised central bank money for the first time, according to the Hong Kong Monetary Authority.

**Key Features of the Bond Issuance**

The bonds are denominated in multiple currencies, including HKD, RMB, USD, and EUR. The HKD tranche was set at 2.5% over two years, the RMB tranche at 1.9% over five years, the USD tranche at 3.633% over three years, and the EUR tranche at 2.512% over four years.

The issuance was executed following a virtual roadshow conducted from November 3 to 7, 2025, and was priced on November 10, 2025.

One of the pioneering aspects of this issuance is the introduction of tokenised central bank money in the settlement process—specifically e-CNY and e-HKD. This innovation aims to reduce settlement time, costs, and counterparty credit risk, positioning the issuance as a world-first in integrating such digital money forms in bond settlements.

**Market Impact and Innovations**

This issuance not only achieved a record size for digital bonds but also attracted a substantial subscription amount exceeding HK$130 billion across the four currency tranches.

The tenor extension to five years meets investor demand for longer-term digital bonds, further broadening the appeal of the digital bond market to institutional investors globally.

Moreover, the issuance has advanced the adoption of global standards, with Digital Token Identifiers (DTIs) obtained for all tranches. These DTIs link the bonds to International Securities Identification Numbers (ISINs) and Legal Entity Identifiers (LEIs), enhancing transparency and traceability.

Additionally, the issuance expanded the use of the International Capital Market Association’s Bond Data Taxonomy (BDT), improving interoperability and fostering automation in capital markets.

**Statements from Hong Kong Officials**

Financial Secretary Paul Chan highlighted the overwhelming market support for tokenised products, emphasizing the innovative features introduced to enhance fintech empowerment within bond markets.

Secretary for Financial Services and the Treasury, Christopher Hui, underscored Hong Kong’s strategic position in connecting traditional finance with digital assets, reinforcing its status as a leading hub for green and sustainable finance.

Chief Executive of the Hong Kong Monetary Authority, Eddie Yue, noted the significant increase in market participation, with more banks and first-time digital bond investors taking part. He emphasized that this reflects progress in scaling Hong Kong’s digital bond market and lays the foundation for future integration with other digital money forms.

**Platform and Participants**

The digital green bonds are cleared and settled through the Central Moneymarkets Unit (CMU), with HSBC Orion serving as the digital assets platform.

The issuance involved several major financial institutions as joint global coordinators, lead managers, and bookrunners, including HSBC, Bank of China (Hong Kong), BNP PARIBAS, among others.

This strategic issuance underscores Hong Kong’s commitment to advancing its financial infrastructure and reinforcing its leadership in digital and sustainable finance.
https://bitcoinethereumnews.com/tech/hong-kong-advances-digital-finance-with-10-billion-green-bond-issuance/

Stars take on the Canadiens following overtime victory

**Dallas Stars (10-4-3) vs. Montreal Canadiens (10-4-2)**
*Montreal, Quebec; Thursday, 7 p.m. EST*

### Bottom Line
The Montreal Canadiens will host the Dallas Stars on Thursday following Dallas’ hard-fought 3-2 overtime victory against the Ottawa Senators. The Canadiens hold a 10-4-2 overall record, with a strong 5-2-1 record at home. Montreal has also been clutch in tight games, boasting a 7-2-1 mark in contests decided by a single goal.

The Stars come into the matchup with a 10-4-3 overall record and an impressive 5-1-2 road record. Dallas leads the NHL in power-play goals this season, having scored 20 times with the man advantage.

This game marks the first meeting of the season between these two clubs.

### Top Performers
For the Canadiens, Cole Caufield leads the charge with 12 goals and six assists. Alexander Newhook has been a consistent contributor, recording five goals and five assists over his last 10 games.

On the Stars’ side, Wyatt Johnston stands out with 10 goals and 10 assists this season. Mikko Rantanen has also been productive recently, tallying six goals and nine assists in his last 10 games.

### Last 10 Games
**Montreal Canadiens:** 6-2-2 record
– Averaging 3.7 goals per game
– 6.3 assists per game
– 4.5 penalties per game resulting in 10.7 penalty minutes
– Allowing 3.2 goals against per game

**Dallas Stars:** 7-1-2 record
– Averaging 2.9 goals per game
– 5.5 assists per game
– 3.1 penalties per game resulting in 6.2 penalty minutes
– Allowing 2.5 goals against per game

### Injuries
**Montreal Canadiens:** No injuries reported
**Dallas Stars:** No injuries reported

This highly anticipated matchup promises to showcase two competitive teams both vying to maintain their strong starts to the season. Expect an exciting clash as the Stars take on the Canadiens in Montreal.
https://sports.yahoo.com/article/stars-canadiens-following-overtime-victory-091042301.html

Belgium set up anti-drone squad 4 years ago – then forgets to use it

Brussels “didn’t even try” to deploy its own specialized police unit to deal with recent UAV incidents, Nieuwsblad has reported.

Despite having its own specialized anti-drone police unit, Belgium did not deploy it during any of the recent UAV incidents, Nieuwsblad reported on Monday. Instead, Brussels asked fellow NATO members for help in countering what it calls a “hybrid threat.”

The unit, created four years ago and known as C-UAS, consists of 30 certified officers equipped with two drone-detection antennas, four jammers, and three net launchers, according to the report. The police website states that the team “provides technological support in combating drones that pose a serious threat to public safety.”

However, the unit remained absent when an unidentified drone disrupted operations at Zaventem Airport near Brussels for hours last Tuesday, or when drones were seen near Liege Airport over the weekend.

On Sunday, Defense Minister Theo Francken announced that the UK had sent a unit to assist in managing these drone threats.
https://www.sott.net/article/502900-Belgium-set-up-anti-drone-squad-4-years-ago-then-forgets-to-use-it

Best moveset and nature for Mawile in Pokemon Legends Z-A

**Mawile Moveset and Nature Choices in Pokémon Legends Z-A**

Mawile’s moveset and nature choices in *Pokémon Legends Z-A* play a crucial role in how effectively this Steel- and Fairy-type Pokémon performs in battle. Once overlooked in earlier generations, Mawile found its footing after gaining the Fairy typing and a Mega Evolution. Although *Legends Z-A* removes access to Abilities, Mawile remains a solid pick for trainers who enjoy a strategic, hard-hitting Pokémon with a vibrant personality. Read on to discover the best moveset and nature recommendations for Mawile.

### Best Moveset for Mawile in Pokémon Legends Z-A

Mawile’s battle effectiveness largely depends on a well-balanced moveset that enables it to handle a variety of matchups. A reliable set includes:

– **Play Rough**
– **Iron Head**
– **Knock Off**
– **Power-Up Punch**

**Play Rough** and **Iron Head** serve as Mawile’s strongest STAB (Same Type Attack Bonus) moves. Play Rough provides powerful Fairy-type coverage, ideal for countering Dragon and Fighting-types. Iron Head is valuable for hitting Ice- and Rock-type opponents. Both moves include chances for secondary effects, such as lowering stats or causing flinches, which can turn the tide during battles.

**Knock Off** functions not only as a damaging move but also as an excellent utility option. It removes the target’s held item, severely disrupting opponents who rely on crucial items like Leftovers or Focus Sash. Mawile learns Knock Off early, making it indispensable for both story progression and competitive play.

Rounding out the set is **Power-Up Punch**, which offers coverage against Steel, Rock, and Ice-types while also raising Mawile’s Attack stat with each successful hit. You can teach this move via TM018 found in Wild Zone 9, helping Mawile maintain offensive pressure throughout battles.

### Mega Mawile’s Strength Without Huge Power

Although Mawile loses its famed Huge Power Ability in *Legends Z-A*, the game compensates by increasing Mega Mawile’s Attack stat significantly—from 105 to 147. This ensures Mawile remains a potent force in both casual play and competitive formats despite this change.

### Best Nature for Mawile in Pokémon Legends Z-A

Choosing the right nature is as vital as selecting the right moves. For Mawile, a **Jolly nature** (+Speed, -Special Attack) is highly recommended. This nature boosts Mawile’s Speed, allowing it to strike first against slower opponents—especially important in critical battles where timing matters.

Since most of Mawile’s moves are physical, lowering Special Attack doesn’t impact its overall performance. Players can conveniently purchase a Jolly Mint from the vendor in Vert Sector 6 to modify Mawile’s nature if desired.

### Stats and Location for Mawile

You can catch Mawile in several locations across *Pokémon Legends Z-A*, including:

– Wild Zones 9 and 17
– Bleu District
– Jaune District
– Magenta District
– Rouge District
– Vert District

**Mawile’s base stats are:**

– HP: 50
– Attack: 85
– Defense: 85
– Special Attack: 55
– Special Defense: 55
– Speed: 50

These stats reveal a Pokémon with moderate Attack and Defense but relatively low Speed and HP, indicating it’s better suited for short bursts of offense or defensive switch-ins.

When Mega Evolved, Mawile’s stats improve dramatically:

– HP: 50
– Attack: 147
– Defense: 125
– Special Attack: 55
– Special Defense: 95
– Speed: 50

Mega Mawile becomes a versatile offensive tank, boasting balanced bulk and a high Attack stat even without Abilities. With the right moveset and nature, it can dismantle many opponents in *Pokémon Legends Z-A*.

For more helpful guides and updates, follow Sportskeeda and stay tuned to:

– How to complete Battling in the Z-A Royale
– How to defeat Hyperrogue Ange Floette in Legends Z-A
– Legends Z-A: All secrets and easter eggs
– Legends Z-A Mega Evolutions tier list
– Best Gengar moveset and nature in Legends Z-A

🚨 Calculate how strong your evolved Pokémon will become with our newly launched **Pokémon GO Evolution Calculator**! 🚨
https://www.sportskeeda.com/pokemon/best-moveset-nature-mawile-pokemon-legends-z-a

Coinbase Business Launches in Singapore, Bringing USDC Payments, Crypto Tools to Startups

Coinbase has officially expanded its reach beyond the United States with the launch of Coinbase Business in Singapore. This new development marks a significant step in bringing advanced crypto tools and payment solutions to startups in the region.

With the introduction of Coinbase Business in Singapore, local startups can now access a range of features designed to streamline their operations. One of the key highlights is the ability to accept USDC payments, offering a seamless and secure digital currency option for businesses and their customers.

This expansion not only strengthens Coinbase’s global presence but also supports the growing demand for crypto services in Southeast Asia. Startups in Singapore can leverage these tools to enhance their financial infrastructure and tap into new opportunities in the digital economy.

For more details on this launch and how Coinbase Business is transforming the crypto landscape for startups, visit Cryptonews.
https://cryptonews.com/news/coinbase-business-launches-in-singapore-bringing-usdc-payments-crypto-tools-to-startups/

Coinbase (COIN) Stock: Exchange Ends $2 Billion BVNK Acquisition Talks

**Coinbase Ends Acquisition Talks with UK-Based Stablecoin Startup BVNK**

Coinbase has walked away from acquisition negotiations with UK-based stablecoin infrastructure startup BVNK, ending a deal that would have been one of the largest in digital payments history. The talks, which progressed to an exclusivity agreement in October, were mutually ended by both parties without any specific reasons provided.

The proposed acquisition was valued between $1.5 billion and $2.5 billion. Coinbase had reportedly emerged as the frontrunner in the bidding process, beating out major players like Mastercard, which was also exploring a purchase of BVNK earlier this year.

### Expansion of Cross-Border Payments and Merchant Services

If completed, the acquisition would have significantly expanded Coinbase’s presence in cross-border payments and merchant services. While Coinbase already issues the USDC stablecoin through its partnership with Circle, BVNK specializes in stablecoin infrastructure tailored for businesses. The startup helps companies integrate stablecoin payments into their operations, focusing on cross-border transactions and merchant processing.

Adding BVNK to its portfolio would have complemented Coinbase’s existing position in the stablecoin market and broadened its service offerings beyond just issuing stablecoins.

### Growing M&A Activity in the Stablecoin Sector

The collapse of the BVNK deal comes amid a wave of consolidation in the stablecoin and crypto infrastructure sector. In 2024 alone, several large companies have made significant acquisitions:

– Stripe acquired Bridge for approximately $1.1 billion to strengthen its crypto payments capabilities.
– Mastercard is currently in talks to acquire Zerohash, a deal reportedly valued between $1.5 billion and $2 billion.

These moves highlight increasing interest from traditional financial companies in stablecoin technology as a means to enhance cross-border payment solutions.

### Coinbase’s Recent Acquisition Moves

Under the current administration, Coinbase has actively pursued acquisitions to bolster its offerings. Notably, the exchange completed a $2.9 billion purchase of derivatives trading platform Deribit in August.

### Coinbase’s Existing Stablecoin Position

Coinbase maintains a close relationship with Circle through their previous partnership within the CENTRE Consortium, which created the USDC stablecoin. USDC is the second-largest stablecoin by market capitalization, and Coinbase remains one of the primary platforms for its trading and distribution.

Unlike Circle, BVNK does not issue a stablecoin but instead provides infrastructure enabling businesses to adopt stablecoin payments—making it a strategic addition for Coinbase had the deal gone through.

### Conclusion and Next Steps

A Coinbase spokesperson confirmed the end of talks but declined to share further details. Fortune first reported the news, noting that both companies entered the exclusivity period after several months of negotiations starting earlier in 2025. During this period, BVNK was barred from discussing the deal with other potential buyers.

As the stablecoin ecosystem continues to evolve, industry watchers will be keen to see how Coinbase and other major players adjust their strategies in the increasingly competitive digital payments landscape.
https://coincentral.com/coinbase-coin-stock-exchange-ends-2-billion-bvnk-acquisition-talks/