Peter Schiff Warns of MicroStrategy Bitcoin Model Risks, Challenges Saylor to UAE Debate

**Schiff’s Criticism: MicroStrategy’s Bitcoin Bet Under Fire**

Gold advocate Peter Schiff has raised serious concerns about MicroStrategy’s aggressive Bitcoin strategy, calling it unsustainable and predicting a potential halt in debt issuance and a sharp drop in the company’s stock. This criticism comes as Bitcoin (BTC) has dropped over 20% from its $125,000 peak, reflecting broader challenges for the crypto market. In contrast, gold has demonstrated notable strength, holding above $4,000 per ounce and achieving a $30 trillion market capitalization high in October, according to TradingView data.

Recently, Peter Schiff accused MicroStrategy of being a “Bitcoin fraud” and publicly challenged CEO Michael Saylor to a debate in the UAE. In this article, we explore the ongoing rivalry between BTC and gold amid rising treasury risks.

## What is Peter Schiff’s Challenge to Michael Saylor Regarding MicroStrategy?

Peter Schiff’s challenge stems from his ongoing criticism of both Bitcoin and MicroStrategy’s strategy of aggressively accumulating BTC. On Sunday, Schiff charged MicroStrategy with operating a fraudulent business model, claiming it relies on issuing high-yield preferred shares to income-oriented funds—shares he asserts will never deliver the promised returns.

Schiff invited Michael Saylor to debate these issues at Binance Blockchain Week in Dubai, scheduled for December. In a detailed social media post, Schiff explained that once fund managers realize the yields are unsustainable, a mass sell-off could occur. According to Schiff, this would prevent MicroStrategy from raising additional debt, potentially sparking a downward spiral for the company’s stock and its Bitcoin holdings.

Furthermore, Schiff has challenged Binance co-founder Changpeng Zhao to debate tokenized gold assets, highlighting his steadfast preference for traditional safe-haven investments over cryptocurrencies.

## Why Does Peter Schiff View MicroStrategy’s Business Model as a Fraud?

Peter Schiff bases his fraud accusations on MicroStrategy’s continued dependence on debt and equity issuances to fund its Bitcoin purchases, resulting in the world’s largest corporate BTC treasury. According to Schiff, the “high-yield” preferred shares entice investors with the promise of steady income, but these payouts are ultimately dependent on ongoing capital inflows—not actual profitability.

He warns that if investors become disillusioned, it could trigger a wave of selling, crippling MicroStrategy’s ability to sustain its strategy. Supporting this skepticism, MicroStrategy’s multiple on net asset value (mNAV)—a key metric comparing its stock price to its underlying Bitcoin holdings—dipped below 1.0 in November before recovering to 1.21, as noted by the company. Typically, analysts view an mNAV of 2 or higher as healthy for treasury operations.

MicroStrategy’s stock price has fallen over 50% since July, now trading around $199, highlighting the vulnerabilities that Schiff points out. Financial analysts echo these concerns, noting that MicroStrategy’s fortunes are tightly linked to Bitcoin’s volatility, increasing risks in bearish markets.

All of this unfolds as the broader crypto sector faces significant headwinds. Bitcoin has retreated more than 20% from its October all-time high above $125,000, including a flash crash on October 10 that erased tens of billions in market value. By contrast, gold has maintained its $4,000 per ounce support—trading recently at approximately $4,085—after peaking at $4,380 in October and briefly pushing its total market capitalization above $30 trillion.

## Frequently Asked Questions

### What Impact Could Peter Schiff’s Predicted ‘Death Spiral’ Have on MicroStrategy’s Bitcoin Holdings?

If Peter Schiff’s “death spiral” scenario comes to pass, MicroStrategy’s vast Bitcoin treasury (worth billions) could come under immense pressure. A halt in debt issuance would restrict new BTC acquisitions and might even force the company to liquidate some holdings during price lows to meet obligations. This could further depress MicroStrategy’s stock and shake investor confidence in corporate crypto strategies.

### How Are Current Market Trends Favoring Gold Over Bitcoin in 2025?

As of late 2025, gold’s stability above $4,000 per ounce is providing investors with a much-needed hedge against economic uncertainty. In contrast, Bitcoin’s volatility—currently trading below $99,000—reflects wider sector corrections. Many investors now favor the reliability of gold, which recently reached a $30 trillion market cap, as a safer alternative to BTC’s more volatile profile.

## Key Takeaways

**Schiff’s Bold Challenge:** Peter Schiff’s debate invitation to Michael Saylor at Binance Blockchain Week highlights the deep divide between gold traditionalists and Bitcoin proponents.

**MicroStrategy’s Vulnerabilities:** With an mNAV at 1.21 and stock down 50% since July, MicroStrategy’s reliance on unproven yield strategies signals caution.

**Asset Class Contrast:** Gold’s price stability above $4,000 per ounce sharply contrasts with Bitcoin’s 20% drop from its highs, reflecting shifting investor preferences in unstable markets.

**Conclusion**

Peter Schiff’s outspoken criticism and debate challenge underscore a pivotal moment in the ongoing battle between gold and Bitcoin as alternative stores of value. With MicroStrategy’s business model under scrutiny and market trends favoring safe-haven assets, the debate over crypto versus gold is as heated as ever. Investors and observers alike should watch these developments closely as we head further into 2025.
https://bitcoinethereumnews.com/bitcoin/peter-schiff-warns-of-microstrategy-bitcoin-model-risks-challenges-saylor-to-uae-debate/

Top Dino Crypto Coins Price Analysis: ZEC, XMR, DASH, LTC, BCH

As the crypto market navigates its current fluctuations, renewed focus is falling on coins from the 2017-2018 altcoin era. These digital assets, often considered “dino coins,” are beginning to show signs of life, reacting sharply to even modest market movements. With recent rallies highlighting both their volatility and potential, investors are closely watching to see which coins could lead the next surge.

This period offers a rare opportunity to explore both historical performance and emerging trends, uncovering patterns that may signal significant upside for legacy tokens.

## Crypto Classics Revisited: Tracking Price Trends and Market Potential

For traders and enthusiasts alike, understanding the dynamics of these legacy coins is becoming increasingly relevant—especially as these tokens intersect with new market cycles and investor sentiment shifts. In this article, we dive into recent performances, key price movements, and potential opportunities within this unique segment of the crypto market.

### Zcash (ZEC)

Zcash has emerged as one of the top-performing coins from the 2017-2018 altcoin era, showing remarkable momentum. It recently produced exceptionally high returns, climbing 45% in a single day to reach $700, and posting monthly gains of 255%.

ZEC’s price action is influenced by more than speculation alone. Notably, the network’s shielded pool—which enhances user privacy by hiding transaction details—has grown to nearly 29%, hitting a new all-time high this week (source: zkp.baby). This increasing use of the shielded pool suggests Zcash is actively being used for its core privacy features, not just for trading hype.

If the next altcoin cycle gains traction, Zcash could remain a leading candidate for significant price appreciation, bridging historical relevance with renewed market interest.

_Source: Hot Cuppa Crypto YouTube Channel_

### Litecoin (LTC)

Litecoin has demonstrated remarkable resilience, climbing back into the top 20 cryptocurrencies after dropping out of the top 10 years ago. The project team’s recent initiatives have driven increased network activity and attracted institutional interest.

Litecoin recently marked its 14th anniversary, which coincided with a 36% surge in network engagement. At the time of writing, LTC is trading around $100, reflecting a monthly gain of over 19%. Sentiment was further boosted by the launch of the Litecoin ETF through Canary Funds.

Holding near the key psychological $100 milestone, Litecoin shows strong potential to start 2026 trading in the $130 to $145 range.

### Dash (DASH)

Dash is trading around $90 today, having eased back from an earlier surge above $100 before sellers triggered a pullback. This retreat follows a period of heightened volatility, fueled by renewed inflows and expanding trading ranges.

On the daily chart, DASH remains above its rising trendline, which has supported upward moves since mid-October. The price currently sits near the 20-day EMA at $76, with the 50-day EMA at $60. For sustained bullish momentum, Dash will need a daily close above $86 and a recovery past $95. Achieving these levels would signal strong buyer absorption and could set the stage for another rally toward $100 or even $110.

### Monero (XMR)

Monero is currently trading around $425, continuing a robust recovery after buyers pushed through a rising trendline that’s shaped its structure since early September. The cryptocurrency has surged 47% over the past month and posted 189% gains year-to-date.

Monero’s flow profile has seen notable changes recently. Coinglass data shows consistent inflows, including $1.38 million on November 15—the largest single-day accumulation in over a month. Open interest has swelled from below $20 million in February 2024 to over $70 million by November 2025, indicating increased leveraged market activity and heightened volatility expectations.

Monero demonstrates how privacy-focused projects can remain relevant and perform well amid shifting conditions, offering both privacy and growth potential for crypto investors.

### Bitcoin Cash (BCH)

Bitcoin Cash has shown renewed activity in recent weeks, gradually waking up alongside other “dino coins.” Its price has been volatile but the overall trend points to a slow, steady rise. Notably, BCH reacts strongly when the broader altcoin market—especially privacy coins like Zcash and Monero—rallies.

Long-term charts reveal significant upside potential, with historical data suggesting possible gains of 200%+ if BCH revisits previous all-time highs. While it hasn’t matched the explosive moves of some peers, its gradual recovery underscores the potential for strong participation in future altcoin rallies. Investors should watch its price movements carefully as BCH appears well-positioned for outperformance in the next favorable market cycle.

### Maxi Doge (MAXI)

The recent rally in dino coins has captured significant attention, but traders are already eyeing the next big opportunity. Analysts see the Maxi Doge (MAXI) presale as a potential contender with the momentum to outperform legacy coins once it launches.

MAXI combines a playful Doge-inspired theme with community-driven initiatives such as contests, rewards, and staking opportunities. Although still in its presale phase, Maxi Doge has already raised over $4 million, signaling strong early interest from investors.

As the spotlight returns to crypto classics and new contenders alike, the coming months promise to be pivotal for traders seeking both value and excitement in the evolving altcoin landscape.
https://bitcoinethereumnews.com/crypto/top-dino-crypto-coins-price-analysis-zec-xmr-dash-ltc-bch/

Best Altcoins To Buy Now in Q4 2025: GhostWareOS, Digitap, Remittix

**Best Altcoins To Buy Now in Q4 2025: GhostWareOS, Digitap, Remittix**

After a cycle packed with forgotten whitepapers and never-ending lock-ups, traders are now focusing on projects that deliver real infrastructure — usable privacy, crypto-fiat rails, and remittances that land directly in bank accounts, not just on-chain wallets.

Three altcoins consistently emerge in discussions about the best buys right now: **GhostWareOS (HOST), Digitap (AP), and Remittix (TX)**. Each operates in a distinct niche and boasts roadmaps worth a closer look.

### GhostWareOS (GHOST): Privacy Infrastructure On Solana

GhostWareOS was built to serve as Solana’s privacy layer. It offers a full stack—from anonymous payments to encrypted communication—leveraging one of the fastest and most liquid networks in the market.

Instead of launching a separate blockchain, GhostWareOS creates a privacy operating system on top of Solana. Its modular layers can function independently or together, all anchored to Solana’s liquidity and speed. The native HOST token, an SPL asset on Solana, is used for routing and incentives within the ecosystem.

In practice, GhostWareOS operates like core infrastructure: the more its privacy layer is used, the higher the fee volume that tends to flow back to token holders.

At the core of GhostWareOS is **GhostPay**, a private payments layer that makes both senders and receivers anonymous while keeping transactions fast and on-chain. GhostPay employs techniques like stealth addresses, intermediary routing, and cryptographic proofs to obfuscate transaction paths without compromising the network’s security.

### Digitap (AP): Omnibank Altcoin For Crypto-Fiat Rails

Digitap is a crypto-fiat omnibank — a live banking app that lets users store, send, and spend fiat currencies and cryptocurrencies within the same platform. It offers physical and virtual Visa cards, Apple Pay and Google Pay integration, with support in over 180 countries.

Behind its modern neobank interface, Digitap operates as an interoperable settlement layer. Its multi-rail architecture connects traditional payment rails like SWIFT, SEPA, ACH, and Faster Payments to public blockchains such as Bitcoin and Ethereum.

This multi-rail setup means the system chooses the best settlement method for each transfer—whether a classic banking network like SEPA for euro transfers or a blockchain—based on cost, speed, and foreign exchange conditions.

For users, Digitap means one app with multiple currency balances and a simple send button. The routing between payment rails and blockchains is seamless and abstracted away.

Digitap aims to reduce the need to juggle multiple apps, accounts, and cards when moving assets between crypto and traditional banking systems. It keeps KYC and compliance where required while offering more flexible onboarding in regions with limited financial access.

### Remittix (TX): PayFi And Cross-Border Crypto-To-Fiat Flows

Remittix brands itself as a **PayFi protocol**, combining payments and DeFi to tackle the global remittance and payments market.

Unlike projects focusing on speculative trading, Remittix is designed to enable users to send crypto while recipients receive funds directly in their bank accounts in local fiat currency—featuring low friction and predictable fees.

Currently in its presale phase, Remittix’s real-world coverage and fees will depend on how effectively the team executes the roadmap.

The user flow begins with a Web3 wallet connected to Remittix’s official site. Users pay in supported cryptocurrencies (ETH, USDT, etc.), and Remittix converts these amounts into over 30 fiat currencies. The funds are then settled into bank accounts across more than 30 countries, using a blend of traditional banking networks and blockchain rails.

This hybrid **PayFi** approach employs blockchain for fast settlement, transparent fees, and availability, but ensures funds arrive as local currency in bank balances—ideal for freelancers, families, and cross-border workers.

### Final Thoughts

The phrase *best altcoins to buy now* has become a catchphrase in headlines and social media threads, but Q4 2025 reveals the real focus lies in filtering projects through the lens of real usage, adoption channels, and alignment between narrative and product.

From this perspective, GhostWareOS, Digitap, and Remittix each stand out in clear, well-defined lanes. However, **GHOST** arguably takes the lead, thanks to its concentration on privacy within one of the most active ecosystems in crypto.

By building a confidentiality stack on Solana without requiring users to leave behind existing tools, GhostWareOS offers a compelling and practical use case in today’s market.

*Stay tuned for more updates on these and other promising altcoin projects as the landscape continues to evolve.*
https://bitcoinethereumnews.com/tech/best-altcoins-to-buy-now-in-q4-2025-ghostwareos-digitap-remittix/

Czech National Bank Buys $1M BTC, Crypto to Test Crypto Reserve

The Czech National Bank (CNB), the central bank of the Czech Republic, announced on Thursday the purchase of cryptocurrencies worth $1 million for the first time. This initiative aims to test a digital asset reserve and gain “practical experience” in handling digital assets.

According to the announcement, CNB’s reserves will include Bitcoin (BTC), one US dollar-pegged stablecoin, and one tokenized bank deposit. While the test is intended to study cryptocurrencies and prepare the bank for potential international adoption to remain globally competitive, the CNB clarified that it is not planning to adopt a digital asset reserve in the “near future.”

CNB governor Aleš Michl commented on the development, stating:
“It is realistic to expect that, in the future, it will be easy to use the koruna to buy tokenized Czech bonds and more—with one tap an espresso; with another, an investment such as a bond or another asset that used to be the preserve of larger investors.”

In addition to the cryptocurrency purchase, the bank launched the CNB Lab Innovation Hub. This initiative is designed to test blockchain and other financial technologies for use in commerce and to help adapt monetary policy to rapid technological changes.

The CNB’s announcement reflects the growing institutional adoption of digital assets by central banks and nation-states worldwide, as the financial landscape shifts toward on-chain, internet-first finance.

### CNB’s Journey Toward Crypto Adoption

The CNB began exploring Bitcoin in January as a way to diversify its international asset reserves, following a pro-crypto regulatory shift in the United States. During the same month, Michl proposed purchasing up to $7.3 billion worth of BTC, approximately 5% of the bank’s reserves, to establish a Bitcoin reserve. However, this plan was not approved by the CNB board.

Michl explained, “An asset under consideration is Bitcoin. It currently has zero correlation to bonds and is an interesting asset for a large portfolio.” He also noted that BTC “could one day be worth either zero or a huge amount.”

In July, the CNB further expanded its crypto exposure by adding 51,732 shares of Coinbase—a major cryptocurrency exchange—to its investment portfolio. These shares were valued at about $18 million at the time of purchase and are worth over $15.7 million as of this writing.

The CNB’s strategic moves signal an increasing openness to integrating digital assets within traditional financial systems, positioning the Czech Republic at the forefront of the evolving global financial ecosystem.
https://bitcoinethereumnews.com/bitcoin/czech-national-bank-buys-1m-btc-crypto-to-test-crypto-reserve/

XRP Reserve Shrinks by 140,158,000, Who’s Buying?

Despite the ongoing correction in the price of XRP, its exchange reserve has shown a notable decline in the past day, raising optimism among holders. According to data provided by the on-chain analytics platform, the XRP reserve across all supported exchanges has decreased by about 2% over the last 24 hours.

### $336 Million in XRP Bought in One Day

A chart published by the data source reveals that the XRP reserve across all exchanges has reduced by approximately 149,158,000 XRP, worth about $336.4 million, in just 24 hours. As of November 11, the total XRP held on all supported exchanges is valued at around $6.82 billion.

While sudden decreases in exchange reserves—especially for XRP—often indicate that holders are transferring XRP into private wallets, this trend is also a key signal for increased buying activity. Such movements could potentially propel the price higher in the near future. Furthermore, this metric often stands as a strong indication of long-term confidence among investors and suggests reduced selling pressure.

Hence, the ongoing decline in XRP’s price does not appear to be driven by market sell-offs; rather, the asset might simply be responding to the broader trajectory of the crypto market.

### XRP Bulls Anticipate First XRP ETF Launch on Thursday

Although the overall crypto market is currently experiencing severe price corrections, with major cryptocurrencies recording significant daily declines, the drop in XRP exchange reserves comes as a surprise. This trend contrasts with XRP’s current price movement, suggesting that whales have been accumulating tokens at discounted prices, buying the dip in preparation for a major price move ahead.

Moreover, the resilience shown by XRP holders amid rising market volatility seems to be fueled by growing anticipation around the first-ever spot XRP ETF, expected to launch tomorrow, November 13.

With the XRP ETF trading set to go live soon, many investors remain optimistic about the future price potential of the asset.
https://bitcoinethereumnews.com/tech/xrp-reserve-shrinks-by-140158000-whos-buying/

Licensed Bitcoin Casinos 2025: Trusted Crypto Platforms for Real Wins

As crypto gambling evolves, players are demanding not just speed and bonuses but legitimacy. In 2025, the best Bitcoin casinos combine official licensing, transparent operations, and provably fair systems to deliver both excitement and trust.

Licenses from jurisdictions like Curaçao, Anjouan, and Costa Rica now give players a measure of security while maintaining the anonymity and flexibility that define crypto gaming. Below are the most trusted licensed Bitcoin casinos of 2025, each vetted for fairness, licensing, payouts, and player reputation.

## 1. Dexsport
**Licensed Web3 Casino with Full Transparency**
– **Welcome Bonus:** 480% on first three deposits (up to $10,000) + 300 free spins
– **Games:** 10,000+
– **Accepted Coins:** Bitcoin, Ethereum, Tether, BNB, TRON, and more
– **License:** Government of the Autonomous Island of Anjouan, Union of Comoros

Dexsport.io is setting a new benchmark for licensed crypto casinos. Operating under a government-issued license and audited by CertiK and Pessimistic, it offers the rare combination of regulation and decentralization.

The platform supports 38 cryptocurrencies across 20 blockchains and processes withdrawals instantly. Its 10,000+ game library includes top providers like Pragmatic Play, Evolution Gaming, and NetEnt.

Beyond casino games, Dexsport runs a decentralized sportsbook with transparent, on-chain bet tracking. Bonuses are among the best in the industry, featuring 480% across three deposits, weekly cashback up to 15%, and exclusive Sports Club perks.

Dexsport represents what the future of licensed crypto gambling looks like: fast, fair, and fully verifiable.

## 2. Stake
**The World’s Most Recognized Bitcoin Casino**
– **Welcome Bonus:** 200% up to $1,000
– **Games:** 5,000+
– **Top Coins:** Bitcoin, Ethereum, Litecoin, Dogecoin, Tether
– **License:** Curaçao

Stake remains the flagship of licensed Bitcoin casinos. Its Curaçao license ensures operational transparency and consumer protection, while partnerships with major sports brands and celebrities enhance its credibility.

The platform features over 5,000 games and an integrated sportsbook with highly competitive odds. Withdrawals are processed almost instantly, and the VIP program provides ongoing rewards and cashback for loyal players.

## 3. Wild.io
**Licensed and Generous Crypto Casino**
– **Welcome Bonus:** Up to 350% over first three deposits + 200 free spins
– **Games:** 7,000+
– **Top Coins:** Bitcoin, Ethereum, Litecoin, Dogecoin, Tether
– **License:** Curaçao

Wild.io combines licensing, variety, and generosity. It’s officially licensed, supports a wide range of cryptocurrencies, and offers thousands of casino titles with transparent bonus terms.

Deposit processes are instant, withdrawals are quick, and weekly promotions keep engagement high. Wild.io is particularly popular among players who enjoy both high-volatility slots and live dealer games in a secure environment.

## 4. Betplay
**Licensed Bitcoin Casino and Sportsbook**
– **Welcome Bonus:** 100% up to 50,000 µBTC
– **Games:** 6,000+
– **Top Coins:** Bitcoin, Ethereum, Litecoin, XRP, TRON
– **License:** Costa Rica

Betplay’s Costa Rica license and long-standing market presence make it a reliable hybrid platform for both casino and sports betting fans. The clean interface, crypto-friendly policies, and balanced bonuses have earned it a loyal user base.

Transactions are fast and anonymous, and the sportsbook features extensive coverage of major leagues and esports events.

## 5. BC.Game
**Licensed Multi-Crypto Casino with Huge Rewards**
– **Welcome Bonus:** Up to 180% first deposit + daily rewards
– **Games:** 10,000+
– **Top Coins:** Bitcoin, Ethereum, BNB, XRP, TRON
– **License:** Curaçao

BC.Game’s combination of licensing, scale, and player rewards keeps it near the top of any trusted list. It hosts over 10,000 games and accepts more than 60 cryptocurrencies.

The in-house BCD token enables cashback, rakeback, and daily bonuses. The platform’s transparent “provably fair” technology ensures results are verifiable, reinforcing its reputation as one of the safest large-scale crypto casinos.

## 6. CoinCasino
**Licensed and Privacy-Focused**
– **Welcome Bonus:** 150% up to 2 BTC
– **Games:** 4,000+
– **Top Coins:** Bitcoin, Ethereum, Tether, Dogecoin, Solana
– **License:** Curaçao

CoinCasino combines official licensing with full user privacy. It requires no KYC for standard withdrawals and supports fast, direct crypto transfers.

The casino’s minimalist layout and strong security protocols make it a reliable choice for privacy-first players who still want regulated safety.

## 7. BetMode
**Licensed Web3 Casino with On-Chain Verification**
– **Welcome Bonus:** Up to 150% + instant rakeback
– **Games:** 4,000+
– **Top Coins:** Bitcoin, Ethereum, BNB, TRON, Tether
– **License:** Anjouan

BetMode offers a unique proposition: a fully licensed Web3 casino where all outcomes are recorded on-chain. It provides transparent, provably fair gameplay and real-time rakeback, alongside staking features that allow users to share in platform revenue.

This hybrid model of DeFi and entertainment gives BetMode an edge among Web3-native players seeking a verified yet innovative environment.

## 8. Cybet
**Modern Licensed Bitcoin Casino**
– **Welcome Bonus:** 100% up to $2,000 + 50 free spins
– **Games:** 3,500+
– **Top Coins:** Bitcoin, Ethereum, Tether, XRP, Litecoin
– **License:** Anjouan

Cybet is a newer casino that blends sleek design with a legitimate gaming license. It supports multiple cryptocurrencies, processes payments instantly, and features both casino and sportsbook offerings.

For new users, its clean layout and balanced bonus structure make it a strong entry point into licensed crypto gambling.

## Why Licensing Matters in Bitcoin Gambling

Licensing is often misunderstood in the crypto gambling space. While it doesn’t guarantee perfection, it ensures accountability. Operators must meet regulatory standards for fairness, responsible gaming, and fund transparency.

Licensed platforms typically:
– Operate under audited smart contracts or external compliance checks
– Maintain fund segregation for user protection
– Provide access to third-party dispute resolution

In contrast, unlicensed casinos can shut down or freeze funds without recourse. A license signals that a platform meets baseline security and fairness requirements critical when gambling with crypto.

## FAQ

**1. Are licensed crypto casinos safe?**
Yes. Licensing from recognized authorities like Curaçao or Anjouan ensures platforms operate legally and maintain transparent fund management.

**2. Can I gamble anonymously on licensed sites?**
Yes, some like Dexsport and CoinCasino offer no-KYC options even while holding a license, allowing players to stay private while remaining within regulatory frameworks.

**3. How are licensed Bitcoin casinos audited?**
Many licensed platforms undergo external audits or smart contract verifications (e.g., Dexsport by CertiK and Pessimistic) to ensure fairness and data security.

**4. Which licensed casino offers the highest bonus?**
Dexsport leads with 480% on three deposits, up to $10,000, plus 300 free spins and 15% weekly cashback.

## Final Thoughts

The age of unverified crypto casinos is fading fast. In 2025, the most successful platforms are licensed, transparent, and decentralized—combining regulation with blockchain trust.

Whether you’re chasing bonuses, fast payouts, or anonymous gameplay, platforms like Dexsport, Stake, and BC.Game offer the best balance of legitimacy, performance, and innovation.

*Disclaimer: This article is for informational purposes only and does not constitute financial, gambling, or legal advice.*
https://bitcoinethereumnews.com/bitcoin/licensed-bitcoin-casinos-2025-trusted-crypto-platforms-for-real-wins/

XRP Enters Phase 4: Analysts Project Potential Rally Toward $21.5 Zone

**XRP Enters Phase 4: Signaling the Start of a New Upward Cycle with Ambitious Targets**

XRP has officially entered Phase 4 of its long-term market cycle, marking the beginning of a promising new expansionary period. This phase indicates renewed upward momentum, with targets set at significant long-term resistance levels. Analysts project that XRP’s rally may surpass its previous all-time high, driven by favorable technical signals and a recovering crypto market.

According to CoinMarketCap data, trading volume for XRP has surged by an impressive 101.58%, reaching $5.34 billion. Additionally, XRP’s market capitalization stands at $153.09 billion, solidifying its position as the fourth-largest cryptocurrency. With robust momentum and increasing liquidity, XRP eyes a breakout target near $21.5.

### What Is XRP’s Phase 4 in Its Market Cycle?

Phase 4 represents a critical stage in XRP’s multi-year market structure, marking its transition into a fresh expansion phase following prolonged accumulation and recovery periods dating back to 2014. Market analysts such as CW8900 have identified this phase via long-term chart patterns. It features heightened trading activity and rising price momentum from a confirmed bottom of approximately $2.26.

Currently trading around $2.54 with a daily increase of 12.17%, XRP demonstrates sustained growth and resilience. The cryptocurrency maintains a strong market cap of $153.09 billion, continuing to hold its place among the top digital assets globally.

### Technical Analysis Supporting XRP’s Rally

XRP’s price history reveals four distinct phases:

– **Phase 1:** Initial surge
– **Phase 2:** Extended base-building correction
– **Phase 3:** Consistent recovery characterized by higher lows and steady trading volume
– **Phase 4:** Present upward expansion confirming a bullish market shift

Analyst insights from ChartNerd highlight an ascending trendline that has been active since 2014. The price movement formed a symmetrical triangle between 2018 and 2024, with resistance levels established since 2017 now successfully broken. This breakout aligns with technical indicators such as Gaussian channels and Fibonacci extensions, which point to resistance levels at the 1.272, 1.414, and 1.618 Fibonacci ratios.

This technical alignment projects a potential target zone near $21.5, a level that coincides with a key Fibonacci extension and long-term resistance. The significant increase in trading volume—now at $5.34 billion—reflects growing liquidity inflows, while the network engagement remains strong with approximately 487,950 XRP holder wallets.

Experts observe that “XRP’s turn is beginning,” noting that this rally is poised to exceed its all-time high as market demand intensifies.

### Market Structure and Renewed Recovery Momentum

XRP’s multi-year market structure from 2014 to 2025 includes four primary phases of accumulation and growth, as detailed by CW8900:

– An initial rally phase (Phase 1)
– A prolonged correction forming a solid base (Phase 2)
– A steady recovery with improving lows and volume (Phase 3)
– The current expansion phase indicating a bullish continuation (Phase 4)

With XRP trading at $2.54 and exhibiting a strong daily growth rate of 12.17%, the momentum signals a new upward trajectory. CoinMarketCap data confirms the market’s renewed vigor, highlighted by doubling trading volume and a market cap exceeding $150 billion.

Analysts have identified two primary price targets: surpassing the previous all-time high and advancing toward the $21.5 Fibonacci extension zone. Furthermore, XRP’s fully diluted market value is estimated at $254.72 billion based on its nearly 100 billion circulating tokens. The holder count nearing 488,000 underlines sustained network participation.

### Technical Alignment and Long-Term Trend Support

According to ChartNerd’s analysis, XRP has maintained a consistent ascending support trendline nearly a decade old. After breaking major resistance in 2017, XRP retested this long-term support within a symmetrical triangle pattern that spanned from 2018 to 2024.

The recent breakout above this resistance confirms a structural shift toward a bullish trend, supported by Gaussian channel and Fibonacci level projections that suggest continued upward pressure through 2026. Key Fibonacci levels at 1.272, 1.414, and 1.618 represent escalating resistance zones culminating near the $21.5 mark.

Rising trading volume from $2.26 to $2.54 coupled with growing liquidity indicates stable demand and confidence among investors. Market watchers agree that the long-awaited “turn of XRP” has begun, signaling the start of a prolonged recovery phase.

### Frequently Asked Questions

**What Are the Projected Price Targets for XRP in Phase 4?**
XRP’s initial price targets in Phase 4 focus on reclaiming its previous all-time high, followed by the ambitious $21.5 zone aligned with the 6.618 Fibonacci extension. Analysts like CW8900 and ChartNerd support this outlook, citing volume increases and key trendline breakouts as confirmation of potentially substantial upside.

**Is XRP Entering a New Bullish Phase in 2025?**
Yes. XRP’s entry into Phase 4 signals a rebound from a long-term bottom paired with growing liquidity. With trading volumes exceeding $5 billion and a market cap above $150 billion, this phase mirrors historical bullish trends and sets the stage for possible sustained growth through 2026 amid strengthening investor confidence.

### Key Takeaways

– **XRP Phase 4 Entry:** Marks the beginning of expansion with current price around $2.54 and daily gains over 12%, indicating recovery momentum.
– **Technical Support:** A decade-long ascending trendline and Fibonacci extensions target levels near $21.5, well beyond previous highs.
– **Market Indicators:** Trading volume up by over 100% to $5.34 billion and nearly 488,000 holders reflect growing liquidity and network engagement.

### Conclusion

As XRP moves into Phase 4, its underlying market structure and technical indicators highlight a strong rebound. Increasing liquidity and trading volume further validate mounting investor momentum aimed at reaching the $21.5 target zone.

Drawing from comprehensive analyses by experts such as CW8900 and ChartNerd, this phase positions XRP for potential outperformance in the broader cryptocurrency landscape. Staying informed on these developments is essential for investors looking to capitalize on emerging opportunities within the dynamic crypto market.
https://bitcoinethereumnews.com/tech/xrp-enters-phase-4-analysts-project-potential-rally-toward-21-5-zone/

Analysts See Trump’s $2,000 Dividend as the Most Bullish Liquidity Event — Plan Could Inject $3 Trillion into Crypto

**Trump Proposes $2,000 Tariff Dividend for Most Americans: Potential Impact on Crypto Markets**

The Trump administration is floating a new policy that would redistribute tariff revenues collected by the U.S. government directly to American citizens. If implemented as planned, these payments—set at a minimum of $2,000—could see a portion funneled into cryptocurrency investments, according to financial commentator Sumit Kapoor.

**Trump Announces $2,000 Dividend Plan**

Donald J. Trump recently announced a plan to distribute a dividend of at least $2,000 to most Americans, with higher-income individuals excluded from eligibility. The announcement came alongside a robust defense of his economic policies, especially his use of tariffs as a central pillar of U.S. trade strategy.

Trump’s “distribution to the people” concept isn’t entirely new. He first mentioned the idea during an October interview with One America News Network, suggesting payments between $1,000 and $2,000. At that time, he noted the proposal hinged on resolving the ongoing government shutdown, which as of today, has extended into its 40th day.

**Trump Defends Tariff Policy on Social Media**

On his Truth Social account, Trump vehemently defended his tariff policy, stating that those who oppose it are “FOOLS.” He declared that the U.S. has become the “Richest, Most Respected Country in the World,” highlighting “Almost No Inflation” and a “Record Stock Market Price.” Trump also pointed to the growth of Americans’ retirement savings, reporting 401(k) values at their “Highest EVER.”

He further argued that tariff revenues are enabling the U.S. to take in “Trillions of Dollars” and maintain a strong economic posture, claiming these gains would help pay down the nation’s “ENORMOUS DEBT, $37 Trillion.” He cited “Record Investment in the USA,” including new plants and factories, as proof of his economic success.

**A Liquidity Wave for Crypto?**

The potential economic ramifications of Trump’s dividend proposal have sparked swift analysis, particularly within the cryptocurrency community. Sumit Kapoor noted on X that, if enacted, the dividend could serve as a “bullish liquidity event for crypto.” Kapoor drew comparisons to the 2020-2021 stimulus checks, which coincided with a massive rally in digital assets. During that period, $1,400 stimulus payments aligned with Bitcoin’s climb from around $30,000 to more than $65,000, as retail traders invested excess cash in cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), and various altcoins.

Kapoor estimates that if even 20% of the proposed dividend capital found its way into the crypto market, it could inject approximately $125 billion in fresh liquidity. Given the crypto sector’s sensitivity to new capital inflows, Kapoor suggests this could boost the total market capitalization of digital assets by $2.5 to $3 trillion.

Currently, the total cryptocurrency market capitalization stands at $3.59 trillion, with Bitcoin representing 59% market dominance and Ethereum about 12%.

**Tariff Revenues Reach Record Highs**

According to U.S. Treasury Department data, the federal government collected roughly $195 billion in tariff duties during the first three quarters of this year. However, much of this financial burden has ultimately been shouldered by American consumers, as the average effective tariff rate climbed to 18% by mid-October—the highest since 1934.

**Related Congressional Proposal: The American Worker Rebate Act**

In a related development, Senator Josh Hawley (R-Mo.) introduced the American Worker Rebate Act of 2025 (S. 2475) on July 28. This legislation seeks to distribute rebate checks to American workers and families, funded by tariff revenues. The proposal calls for payments of at least $600 per adult and dependent child, meaning a family of four could receive a minimum of $2,400.

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https://bitcoinethereumnews.com/crypto/analysts-see-trumps-2000-dividend-as-the-most-bullish-liquidity-event-plan-could-inject-3-trillion-into-crypto/

Spain’s Civil Guard Arrests Leader of 260M Euro Crypto-Linked Alleged Ponzi Scheme

Spanish authorities have arrested a man accused of leading a massive international investment scam allegedly worth 260 million euros ($300 million). The scheme promised high returns on a diverse range of assets, including cryptocurrency, gold, and luxury yachts.

The suspect, identified only as A. R. and known online as “CryptoSpain,” reportedly operated the Madeira Invest Club. This private investment group began its activities in early 2023 and quickly attracted attention, according to Spain’s Ministry of Interior.

The scam lured more than 3,000 victims by offering guaranteed returns on contracts linked to digital art, luxury vehicles, whisky, real estate, and cryptocurrencies. The perpetrators promised profits alongside buyback guarantees as part of their pitch. However, authorities revealed that no actual economic investment took place.

Instead, the Madeira Invest Club functioned as a Ponzi scheme. Earlier investors were paid using funds contributed by new participants, creating the illusion of profitability. As the operation grew, the group established a complex network of shell companies and bank accounts across at least 10 countries, including Portugal, the U.K., the U.S., Malaysia, and Hong Kong.

The investigation, dubbed Operation PONEI, involved collaboration between Europol and law enforcement agencies from the U.S., Singapore, Malaysia, Thailand, and other countries. Spanish authorities continue to work with international partners to dismantle the network and bring those responsible to justice.
https://bitcoinethereumnews.com/crypto/spains-civil-guard-arrests-leader-of-260m-euro-crypto-linked-alleged-ponzi-scheme/

Zcash News: Zcash Price Eyes $1,000 Target Despite Sharp Daily Decline

**Zcash (ZEC) Price Analysis and Future Outlook**

Zcash (ZEC) reached about $690 on November 8, marking a significant milestone. However, it subsequently faced a substantial plunge, reflecting the inherent volatility of the cryptocurrency market.

### Recent Price Surge Driven by Privacy Focus

The initial price boost was fueled by renewed investor interest, particularly in privacy-oriented cryptocurrencies. Market sentiment surrounding privacy played a crucial role in this surge. On November 8, Zcash was trading around $689, representing an impressive increase of approximately 30% within 24 hours. During this period, its market capitalization surpassed $8 billion.

This surge coincided with intensified discussions on cryptocurrency regulations worldwide. Additionally, recent improvements to the Zcash network have encouraged adoption. Notably, the Zashi wallet now defaults to shielded transactions, enhancing user privacy and simplifying usability. These features have remained attractive to new users, contributing further to the demand.

### Understanding the Sharp Daily Declines

The “sharp daily decline” observed in Zcash’s price is not unusual given the market’s volatility. Recent surges often involve a high degree of speculation, making subsequent price corrections common following rapid increases. Investors should consider this volatility when evaluating ZEC’s short-term price movements.

### Price Targets, Halving Event, and Miner Profitability

Several analysts have projected Zcash price targets ranging between $580 and $600 by the end of November 2025. Meanwhile, longer-term forecasts by Binance users suggest an optimistic outlook, with potential prices of $659.51 by 2030 and $1,749.88 by 2050. These projections reflect strong confidence in ZEC’s future.

A key long-term factor is the upcoming Zcash halving event scheduled for November 2025. This event will reduce block rewards, historically leading to price increases due to decreased supply. However, price volatility will still be influenced by factors such as large holder (whale) leverage and overall market sentiment. Therefore, prudent caution is advised when considering investments around this period.

### Miner Activity and Network Health

The current euphoria around ZEC has been particularly beneficial for miners. The Puell Multiple, a metric that gauges miner profitability, recently reached an all-time high. Alongside this, the network’s hash rate continues to increase, indicating growing mining resilience.

The previously mentioned $1,000 price level is also approaching, signaling a potential future milestone. As a proof-of-work cryptocurrency, Zcash’s mining strength is central to its network security and price sustainability. While this is a positive indicator, miners and investors alike are reminded to “take profits along the way” to manage risk effectively.

### Conclusion

Despite experiencing sharp daily declines, Zcash (ZEC) holds significant potential. Strong miner activity, increasing retail interest, and its focus on privacy position the cryptocurrency for a possible rally toward the $1,000 mark. As such, ZEC remains a highly watched asset amid ongoing market volatility.

Stay informed and exercise caution as you navigate the evolving landscape of Zcash and the broader cryptocurrency market.
https://bitcoinethereumnews.com/tech/zcash-news-zcash-price-eyes-1000-target-despite-sharp-daily-decline/