Category Archives: finance

People With High Credit Scores Are Locking In This 0% Interest Credit Card Offer

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(Note: Thank you for supporting businesses like those presenting a sponsored message below and ordering through the links below, which benefits Gateway Pundit. We appreciate your support!)

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A handful of savvy people are making an interesting strategic move: transferring their balances to a 0% Interest Credit Card that freezes interest until 2027.

### How This Works

High interest rates can be overwhelming. At 20% APR, a $10,000 balance costs $2,000 a year just in interest — and that’s before you even begin paying down the principal.

But with **0% interest until 2027**, that same $10,000 balance costs you:

– **Zero in interest.**
– Every payment you make actually goes toward eliminating your debt, not enriching the bank.

### Who This Is For

– Prime and Superprime credit holders (typically scores between 660 and 850)
– Individuals carrying balances they’d rather not see balloon
– Borrowers who want a financial reset without taking on risky loans

### How to Do It

1. **[Click Here to Check Eligibility](#)**
The application takes just a few minutes online.

2. **Transfer Your Balances**
Move your high-interest debt over. It’s seamless, and most transfers happen within days.

3. **Start Paying Down Principal**
With zero interest, your payments finally make a dent in your debt.

Even if you’ve always had excellent credit, this economy is testing everyone. The smart move you can make right now is to stop banks from profiting off your situation.

With interest paused until 2027, you’ve got breathing room and a chance to pay off your debt on your terms, not the banks’.

[Click here to apply and start saving today.](#)
https://www.thegatewaypundit.com/2025/09/people-high-credit-scores-are-locking-this-0-3/

Top Rated Apps For Instant Personal Loan

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Life is unpredictable. At times, you may require money quickly to meet an unexpected expense—perhaps a doctor’s bill or a car repair. In such moments, obtaining an instant personal loan can be a real relief. The simplest way to get one now is through a special personal loan app. These apps have revolutionized borrowing money by simplifying and speeding up the process.

In this guide, you will learn what constitutes a top-rated personal loan app and how to choose the best one for yourself.

### Why Use a Loan App for Your Loan?

In the past, getting a loan meant visiting a bank, standing in line, filling out multiple forms, and waiting days or even weeks for a response. But with a loan app, everything has changed. You can apply for a personal loan directly from your phone, making the entire experience much faster and more convenient.

### What Makes an App Top-Rated?

When you search for a personal loan app, you’ll find numerous options. How do you identify the best one? Top-rated apps share a few key qualities:

#### Easy to Use

A good app is simple and intuitive. It should have a clear, straightforward design that guides you step-by-step through the application process. You shouldn’t have to guess what to do next. The best apps ask for your information and clearly instruct you on what documents to submit.

#### Low Interest Rates and Fees

Interest rates and fees are important factors to consider. A top-rated app will offer low interest rates, helping you save money in the long run. Additionally, the app should be transparent about all fees upfront, with no hidden charges. Comparing various instant personal loan apps can help you find the most affordable and convenient rates.

#### Quick and Simple Process

The main reason to use a personal loan app is speed. The best apps verify your information quickly and provide a response within a short time frame. Once approved, they transfer the funds to your bank account promptly, often within hours or the same day.

#### Positive User Reviews

Before downloading an app, check what other users are saying. Look for reviews on the App Store or Google Play Store. Were users satisfied with the speed of approval? Were the charges reasonable? Positive reviews are a strong indicator of a reliable app.

### How to Get Your Instant Personal Loan

The process is extremely simple when using a personal loan app. Here’s what you need to do:

1. **Find and Download a Top-Rated App:** Look for apps with high ratings and positive reviews.

2. **Fill in Your Information:** Enter your name, location, job details, and income information.

3. **Upload Documents:** Provide images of your ID and proof of income as requested by the app.

4. **Get Approved:** The app will verify your information and notify you if your loan is approved.

5. **Receive Funds:** Once approved, the money will be deposited directly into your bank account.

With a highly rated personal loan app, you can handle emergency expenses efficiently and with minimal stress. It’s a smart and straightforward way to manage unexpected costs.

### Final Tips

Always research and compare different loan apps before making your choice. Pick apps you can trust to ensure a safe and smooth borrowing experience. With the right app, instant personal loans become an accessible and convenient financial tool when you need it most.
https://www.freepressjournal.in/latest-news/top-rated-apps-for-instant-personal-loan

Ether.fi Foundation Executes $7.1M ETHFI Buyback, Fueling DeFi Scarcity Debate

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**Ether.fi Foundation Executes $205,000 Buyback, Boosting Total ETHFI Repurchases to Over $7.1 Million**

The Ether.fi Foundation recently utilized 51 ETH—equivalent to approximately $205,000—to repurchase 127,000 ETHFI tokens in late September 2025. This move increases the total buyback amount to over $7.1 million, demonstrating Ether.fi’s commitment to reducing token supply and enhancing its value. The buyback strategy has sparked increased interest in both ETHFI and sETHFI among DeFi stakeholders.

### Ether.fi’s $7.1M ETHFI Buyback Strategy Unveiled

This week, the Ether.fi Foundation completed the latest buyback as part of a strategic initiative, using protocol revenue to acquire 127,000 ETHFI tokens for about $205,000. To date, the foundation has invested more than $7.1 million in total ETHFI repurchases.

CEO Mike Silagadze has been at the forefront of these efforts, frequently updating the community on progress via X (formerly Twitter). The buyback is expected to apply positive buying pressure on ETHFI by significantly reducing its circulating supply. By prudently allocating protocol revenue to these purchases, Ether.fi aims to amplify the token’s value and make its governance more attractive to stakeholders.

Market analysts have drawn parallels between this strategy and other successful DeFi buyback models. Additionally, Silagadze’s speculative remarks on X have highlighted the potential scarcity impact as a key driver in boosting token value.

### Ethereum’s Price Amid Market Volatility: Key Analysis

Did you know? Historical token buybacks often seek to replicate bitcoin-like scarcity models—such as the famous halving events—by reducing supply. This scarcity can contribute to improved price stability and increased value for token holders.

Currently, Ethereum is priced at $4,000.42, reflecting a 1.07% decline over the past 24 hours. According to CoinMarketCap, Ethereum’s market capitalization stands at approximately $482.86 billion, with a dominance of 12.81% in the crypto market. Trading volume has dropped sharply by 53.82%, settling at $25.25 billion. Despite recent volatility, Ethereum’s 90-day price gain remains impressive at 64.08%.

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With these strategic buybacks and steady growth in market interest, Ether.fi is positioning itself as a strong contender in the DeFi space, aiming to create long-term value and engagement for its community and stakeholders.
https://bitcoinethereumnews.com/tech/ether-fi-foundation-executes-7-1m-ethfi-buyback-fueling-defi-scarcity-debate/?utm_source=rss&utm_medium=rss&utm_campaign=ether-fi-foundation-executes-7-1m-ethfi-buyback-fueling-defi-scarcity-debate

Finance Ministry Issues Advisory To RBI & Other Financial Institutions To Stop Wasteful Expenses Like Festival Gifts To Curb Non-Essential Expenditure

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**Finance Ministry Advises Against Festival Gifts to Promote Fiscal Discipline Ahead of Diwali**

*New Delhi:* Ahead of Diwali, the Finance Ministry has issued an advisory to all financial institutions, including the Reserve Bank of India, urging them to stop wasteful expenditure such as festival gifts. This move aims to promote fiscal discipline and curb non-essential spending.

Citing an advisory from the Department of Public Enterprises (DPE), the Department of Financial Services (DFS) has directed entities under its administrative control to adhere to this guideline, sources confirmed.

The advisory emerges at a time when the government is actively trying to boost consumption and encourage public spending. Earlier this year, as part of Budget 2025-26, the government provided income tax relief targeting the middle class to stimulate consumption.

Additionally, the government has reduced the Goods and Services Tax (GST) on approximately 375 items through the next-generation GST 2.0 reforms. These reduced rates came into effect from September 22.

According to government estimates, the combined impact of the tax rate cuts and GST 2.0 reforms is expected to add around Rs 2.2 lakh crore to India’s GDP, which is approaching the USD 4 trillion mark. These measures also help mitigate the effects of a steep 50 percent tariff imposed last month by the U.S. Administration on shipments from India.

As part of these efforts, the government is also celebrating the GST Bachat Utsav across the country.

Government-run institutions are among the largest consumers and significantly influence demand, especially during festive seasons. However, the DFS, quoting the DPE advisory, has instructed that no expenditure should be incurred on gifts or related items for Diwali and other festivals by Ministries, Departments, and other organs of the Government of India.

The advisory emphasizes the importance of promoting fiscal prudence and responsible use of public resources. “It has been noticed that there is a prevailing practice of incurring expenditure on gifts on the occasion of Diwali and other festivals in certain Central Public Sector Enterprises (CPSEs),” the DPE advisory dated September 19 stated.

“In the interest of economy and judicious utilization of public resources, it is imperative that such expenditure be discontinued. Accordingly, all CPSEs are requested not to incur expenditure on gifts, etc., for any festival,” the advisory added.

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*Disclaimer: This story is from a syndicated feed. Only the headline has been edited.*
https://www.freepressjournal.in/business/finance-ministry-issues-advisory-to-rbi-other-financial-institutions-to-stop-wasteful-expenses-like-festival-gifts-to-curb-non-essential-expenditure

XRP ETF hype surges – Yet THESE on-chain metrics signal caution!

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**Does XRP’s ETF Optimism Guarantee a Sustained Rally?**

While optimism surrounding XRP’s potential ETF approval may provide temporary relief, it does not guarantee a sustained rally. Weak network growth and negative address activity divergence continue to limit lasting bullish momentum for the cryptocurrency.

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### What Are Recent Open Interest and On-Chain Metrics Indicating About XRP?

Recent data shows a decline in Open Interest (OI) along with subdued on-chain activity, indicating a cautious stance among traders. This hesitance reflects insufficient speculative support to drive a strong and sustainable rally in XRP’s price.

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### Evolving XRP Spot ETF Landscape

The XRP spot ETF scene is rapidly developing. Franklin Templeton’s filing has been extended into November, signaling ongoing regulatory processes. Meanwhile, the REX-Osprey XRPR ETF, which launched on September 18th, recorded an impressive $37.7 million in trading volume on its first day—making it one of the largest ETF debuts of the year.

Despite this positive news, the Spot Taker Cumulative Volume Delta (90-day) continues to show sellers dominating the market. This suggests that profit-taking and heavy sell pressure remain entrenched. Although there were intermittent bursts of buyer strength during the summer, sellers quickly regained control, leaving momentum biased against bulls. This imbalance underscores the short-term risks XRP faces, where ETF optimism must contend with a market struggling to generate decisive buyer inflows and break sustained downward pressure.

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### Network Growth and Transaction Activity Fall Short

On-chain signals remain muted. XRP’s network growth has slid to just 4,849 active addresses, while transaction counts hover around 617,000—both figures are near their recent lows. These metrics point to muted adoption and weaker user engagement.

Historically, subdued network activity has limited XRP’s ability to sustain price rallies, even amid broader market optimism. While ETF approval may offer temporary price boosts, structural growth depends on consistent network expansion and higher transaction volumes. Without meaningful new participants joining the ecosystem, underlying weaknesses threaten to dampen bullish momentum despite favorable regulatory catalysts.

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### Is Declining Address Activity a Warning Sign?

Daily Active Addresses (DAA) divergence further highlights XRP’s fragile momentum. Participation metrics have been lagging behind price action, signaling weakening organic growth.

The persistent negative DAA divergence suggests traders remain hesitant to stay engaged, as network adoption fails to gain traction. In such an environment, rallies often struggle to sustain because price increases aren’t supported by a growing base of active users. As activity stagnates, XRP risks losing alignment between demand and valuation, making ETF-driven optimism appear more speculative than fundamentally supported. This address divergence continues to cast doubt on XRP’s ability to build lasting bullish traction.

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### Open Interest Slides as Traders Reduce Exposure

Open Interest in XRP derivatives dropped by 3.34%, settling around $7.33 billion. This decline highlights reduced speculative positioning across futures markets, signaling that traders are exercising caution rather than conviction.

While lower exposure may help reduce short-term volatility, it also indicates waning appetite for risk-taking and less leverage supporting potential rallies. Historically, significant XRP uptrends have aligned with rising Open Interest, underscoring the importance of derivative market activity. Current trends, however, point toward fading speculative strength even as ETF anticipation grows.

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### Can ETF Optimism Offset On-Chain Weakness?

Despite increasing speculation around XRP’s ETF approval, several headwinds remain dominant: seller pressure, subdued network activity, negative address divergence, and declining Open Interest.

For XRP to mount a sustainable rally, investor enthusiasm must be matched by stronger on-chain growth rather than relying solely on regulatory developments. Although ETF approval could spark temporary price relief, without renewed activity across the network and derivatives markets, upside momentum risks quickly fading.

The evidence suggests XRP requires deeper structural participation and broader ecosystem engagement before ETF optimism can translate into lasting gains.

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**In summary, while XRP’s ETF prospects provide a promising catalyst, fundamental challenges in network growth and trader engagement underscore the risks of expecting a sustained rally based solely on regulatory optimism.**
https://ambcrypto.com/xrp-etf-hype-surges-yet-these-on-chain-metrics-signal-caution/

Iran expert tells TML international community no longer hostage to talks with Tehran

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Iran Expert Says International Community No Longer Hostage to Talks With Tehran

Snapback sanctions could collapse the Iranian economy as the Islamic Republic scrambles to rebuild its nuclear facilities.

Iranian President Masoud Pezeshkian speaks during an interview in Tehran, Iran, August 28, 2025.

https://www.jpost.com/middle-east/iran-news/article-868688

FT: Circle’s Push for Reversible Transactions Rattles Crypto Purists

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**Circle’s Proposal to Enable Reversible Stablecoin Transactions Sparks Backlash**

Circle, a prominent stablecoin issuer, has ignited controversy with its recent proposal to introduce reversible transactions. This concept directly challenges one of the core tenets of blockchain technology: immutability.

The push for reversible transactions has drawn criticism from various stakeholders who argue that allowing transaction reversals undermines the foundational principle that blockchain records are permanent and tamper-proof.

Circle’s president, Heath Tarbert, suggested that implementing reversible transactions could offer benefits such as enhanced security and consumer protection. However, critics remain concerned about the potential implications for trust and reliability within blockchain networks.

As the debate unfolds, the blockchain community continues to examine the balance between innovation and preserving the integrity of decentralized systems.

*Source:*
https://bitcoinethereumnews.com/crypto/ft-circles-push-for-reversible-transactions-rattles-crypto-purists/?utm_source=rss&utm_medium=rss&utm_campaign=ft-circles-push-for-reversible-transactions-rattles-crypto-purists

Mumbai Fraud: Builder Duo Duped Of ₹1.85 Crore In Fake ₹50 Crore Loan Scam; Vinoba Bhave Nagar Police Register 2 FIRs

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**Mumbai Construction Businessmen Duped of Rs 1.85 Crore in Elaborate Loan Fraud**

In a shocking case of financial fraud, two construction businessmen have been cheated of a total Rs 1.85 crore by scammers posing as loan arrangers promising Rs 50 crore loans for their businesses. The Vinoba Bhave Nagar police have registered two separate FIRs and launched detailed investigations into the matter.

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### First Case: Advocate and Brother-in-Law Defrauded of Rs 1.37 Crore

Advocate Prasad Gurunath Shelke (44), a resident of Shirgaon Yadavnagar, Badlapur East, filed a complaint alleging that he and his brother-in-law, Avinash Bhoir, were duped of Rs 1.37 crore.

According to Shelke’s statement, in 2023, Bhoir was seeking a substantial loan to expand his construction business. Shelke approached his friend, Atul Bhopi, who connected him with Khalid Khan, proprietor of S.K.K. Builders and Developers. Khan claimed he could arrange large loans secured only by post-dated cheques, without requiring immediate collateral.

In June 2023, Shelke and Bhoir met Khan, who offered to secure a loan of Rs 50 crore but demanded 1.25% of the loan amount as “stamp duty” charges. Following this, Rs 62.5 lakh was paid in July 2023.

Khan also collected their PAN cards, Aadhaar cards, and cancelled cheques, stating that the loan process would be initiated through Central KYC and the funds credited shortly. He reassured them that the transaction would be legal and under proper RBI approval.

However, by August 2023, no loan had materialized. Upon inquiry, Khan promised the funds would be released by December and requested additional payments to expedite the process. Trusting him, Shelke made further payments into bank accounts linked to Khalid Khan, Rinku Rajguru, and Nimit Digra of Nimit Exim House. A further Rs 75 lakh was paid in cash, bringing the total amount lost to Rs 1.37 crore.

When the loan remained undisbursed, Shelke grew suspicious and filed an official complaint. The police have since named Khalid Khan, Nimit Digra, and Gurudeep Singh alias Rinku Singh Rajput as accused in this financial scam.

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### Second Case: Pune Builder Loses Rs 76 Lakh in Similar Fraud

In a separate but similar incident, Pune-based builder Arimardan Ramsumer Singh (43), who runs AMS Buildtech Pvt. Ltd., was allegedly cheated of Rs 76 lakh by Khalid Khan and Nimit Digra.

Singh was introduced to Nimit Digra in August 2023 by a business acquaintance, Awadh Kishore Thakur. Digra presented himself as Khalid Khan’s manager and arranged a meeting with Khan. Khan claimed he could secure a Rs 50 crore loan from SKK International Builders and Developers, located at Premier Residency, Kohinoor City, Kurla (West), Mumbai.

Khan demanded a 2% processing fee for the loan. When Singh stated he could not pay the full amount upfront, he was asked to pay 50% initially.

On September 21, 2023, Singh transferred Rs 11 lakh via RTGS into the finance company’s account. Later, on October 6, he issued an ICICI Bank cheque worth Rs 65 lakh, which was deposited into Nimit Exim House’s account.

Despite these payments, Singh never received the loan. When he demanded a refund, Khan delayed and dodged the repayment. Singh deposited a cheque given by Khan, but it bounced. After repeated follow-ups, Singh managed to recover Rs 28 lakh, but Rs 48 lakh remained unpaid.

Frustrated and convinced he was defrauded, Singh filed an official complaint with the Vinoba Bhave Nagar Police Station against Khalid Khan and Nimit Digra.

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### Police Action and Investigation

The Vinoba Bhave Nagar police have registered two separate FIRs under Sections 316(2), 318(4), and 3(5) of the Bharatiya Nyaya Sanhita (BNS) related to these fraud cases and are actively investigating the matter.

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**Stay Informed:**
For exclusive and budget-friendly property deals in Mumbai and surrounding areas, visit [Budget Properties](https://budgetproperties.in/).
https://www.freepressjournal.in/mumbai/mumbai-fraud-builder-duo-duped-of-185-crore-in-fake-50-crore-loan-scam-vinoba-bhave-nagar-police-register-2-firs

Ethereum Treasuries Seen as Gateway for Traditional Assets, Says SharpLink

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Ethereum Treasury Firms May Soon Evolve Beyond Crypto, Says SharpLink Gaming CEO

Joseph Chalom, CEO of SharpLink Gaming and former BlackRock executive, shared insights at Korea Blockchain Week 2025, suggesting that Ethereum treasury firms could soon expand their scope beyond the cryptocurrency market. According to Chalom, the real opportunity lies not just in the $4 trillion crypto market cap but in the vast $700 trillion traditional asset market, which has the potential to migrate to decentralized networks.

Chalom emphasized blockchain technology’s ability to eliminate settlement delays and reduce costs, calling it the greatest risk reduction in financial history. He believes that Ethereum treasuries should move beyond merely accumulating ETH. Instead, they should focus on building businesses that lend, validate transactions, and seed new protocols to accelerate institutional adoption.

Digital asset treasuries (DATs) have quickly become one of the fastest-growing niches within crypto, offering investors a level of flexibility that surpasses traditional ETFs. Dan Kang, from DeFi Development Corp, compared DATs to speedboats—faster and more adaptable than passive investment vehicles.

Both Kang and Chalom agreed that the survival and success of DATs depend heavily on growth metrics such as liquidity, trading activity, and the ability to increase assets per share. While most DATs were launched during a bull market, they downplayed concerns about downturn risks by highlighting staking and on-chain strategies that generate organic yield.

Kang added that buybacks could become a sensible strategy in the future, provided they do not involve selling core holdings. Meanwhile, Chalom stressed SharpLink’s long-term vision: “We’re not chasing a 5% ETH stake just to sit on it.” The ultimate goal, he said, is to transform finance by demonstrating how decentralized networks can effectively support markets on a global scale.

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**Disclaimer:**
The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.

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**About the Author:**
Alexander Zdravkov is a reporter at Coindoo who always seeks the logic behind things. Fluent in German, he brings over three years of experience in the crypto space, expertly identifying emerging trends in digital currencies. Whether providing in-depth analysis or daily updates, his deep understanding and enthusiasm make him a valuable member of the Coindoo team.
https://coindoo.com/ethereum-treasuries-seen-as-gateway-for-traditional-assets-says-sharplink/

Gold & Silver Retreat from Peaks Amid Federal Reserve’s Rate Cut Uncertainty

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New Delhi: Gold and silver prices pulled back from their record highs in futures trading on Wednesday as traders booked profits at elevated levels, dragging the precious metals lower. Markets were also digesting cautious remarks from US Federal Reserve Chair Jerome Powell regarding the outlook for potential interest rate cuts.

On the Multi Commodity Exchange (MCX), gold futures for October delivery dropped Rs 408, or 0.36%, to Rs 1,13,428 per 10 grams. This came after the metal hit an all-time high of Rs 1,14,179 per 10 grams on Tuesday. Similarly, the December contract for gold fell Rs 353, or 0.31%, to Rs 1,14,486 per 10 grams following a lifetime peak of Rs 1,15,139 per 10 grams.

Silver futures also eased, retreating from their recent highs amid profit-taking. The white metal futures for December delivery slipped Rs 221, or 0.16%, to Rs 1,34,841 per kilogram. The March contract for next year shed Rs 121, or 0.09%, to Rs 1,36,271 per kilogram.

Globally, bullion prices retreated from historic peaks. Gold futures for December delivery traded 0.44% lower at USD 3,799.07 per ounce, after touching a record high of USD 3,824.60 per ounce on Tuesday. Silver futures for December delivery also slipped 0.44%, settling at USD 44.41 per ounce.

Commodities market experts attributed the decline primarily to profit-taking and caution following Federal Reserve Chair Jerome Powell’s remarks. Powell emphasized that there is no “risk-free path” for monetary policy. He warned that cutting rates too aggressively could force the Fed to reverse course if inflation continues, while holding policy restrictive for too long could harm the labor market.

On Tuesday, Powell reiterated a balanced approach to monetary easing, cautioning that cutting rates too quickly might risk leaving “the inflation job unfinished,” whereas delaying easing for too long could unnecessarily weaken the labor market. He added that current policy remains “modestly restrictive,” allowing the Fed some room to respond to changing economic conditions.

Last week, the US central bank lowered its benchmark rate by 25 basis points. Market participants are currently pricing in the likelihood of two additional reductions before the end of the year, a factor that helped cap losses for bullion.

Meanwhile, heightened geopolitical tensions in Eastern Europe and the Middle East supported safe-haven demand, limiting the downside for gold and silver prices, analysts noted.

*Disclaimer: This story is from a syndicated feed. No changes have been made except to the headline.*
https://www.freepressjournal.in/business/gold-silver-retreat-from-peaks-amid-federal-reserves-rate-cut-uncertainty