Category Archives: finance

Alpaca raises $150M to grow its brokerage account management platform

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Financial technology startup AlpacaDB Inc. today announced that it has raised $150 million in funding at a $1.15 billion valuation. The Series D round was led by Drive Capital and also drew contributions from more than a dozen other backers, including the venture capital arms of BNP Paribas and Mitsubishi UFJ Financial Group, two of the world’s largest banks. This latest raise brings Alpaca’s total outside funding to more than $340 million.

Providing brokerage accounts—accounts that enable investors to hold and trade assets such as stocks—requires banks to build specialized software. They must then secure regulatory approvals for that software and protect it from cyberattacks. San Mateo, California-based Alpaca offers a cloud platform designed to ease this complex task.

The company provides the essential software building blocks necessary to launch brokerage accounts through an application programming interface (API). According to Alpaca, embedding their API into a financial application requires significantly less effort than creating everything from scratch. Additionally, it removes the need for developers to maintain the underlying infrastructure.

Several features in Alpaca’s API aim to simplify the management of cash reserves. The U.S. government insures depository money up to a limit of $250,000 per bank. With Alpaca’s API, brokerage account providers can increase this coverage limit to $1 million by spreading client funds across multiple banks.

Alpaca’s platform also promises to help customers boost yields. Investors with Alpaca-powered accounts can trade more than 11,000 stocks. The API enables banks to offer fractional shares—financial instruments that allow account holders to purchase a fraction of a share. For larger investors, Alpaca offers the option to access debt for use in trading.

Moreover, Alpaca supports not only traditional securities but also tokenized stocks. A tokenized stock is a digital asset whose value derives from a company’s share price. Fintech startups can use Alpaca’s API to issue tokenized stocks, process trades, and perform related tasks.

In addition to stocks, Alpaca supports a diverse range of financial instruments. Users can trade in more than 20 cryptocurrencies as well as fixed income assets, a category that includes securities such as U.S. Treasury bonds.

Alpaca’s network also provides a data streaming service—enabling applications to distribute information to other systems in near real-time. Banks can leverage Alpaca’s data to power investment algorithms that automatically execute pre-defined actions in response to specific events.

The company revealed on the occasion of its funding round that its platform currently powers more than 9 million brokerage accounts. Alpaca plans to use the new capital to expand its presence in international markets, enhance cybersecurity controls, and develop new trading features.
https://siliconangle.com/2026/01/14/alpaca-raises-150m-grow-brokerage-account-management-platform/

Federal Reserve Chair Powell says DOJ has subpoenaed central bank, threatens criminal indictment

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By CHRISTOPHER RUGABER, Associated Press

WASHINGTON (AP) — Federal Reserve Chair Jerome Powell said Sunday that the Department of Justice has served the central bank with subpoenas and threatened it with a criminal indictment over his testimony about the Fed’s building renovations.

The move represents an unprecedented escalation in President Donald Trump’s battle with the Fed, an independent agency he has repeatedly attacked for not cutting its key interest rate as quickly as he prefers.

The subpoena relates to Powell’s testimony before the Senate Banking Committee in June regarding the Fed’s $2.5 billion renovation of two office buildings, a project that Trump criticized as excessive this summer.

In a video statement, Powell said the threat of criminal charges is a “pretext” to undermine the Fed’s independence when it comes to setting interest rates.

“This is about whether the Fed will be able to continue to set interest rates based on evidence and economic conditions — or whether instead monetary policy will be directed by political pressure or intimidation,” Powell said.

The Justice Department, in a statement Sunday, said it cannot comment on any particular case but added that Attorney General Pam Bondi “has instructed her US Attorneys to prioritize investigating any abuse of taxpayer dollars.”

A spokesperson for U.S. Attorney Jeanine Pirro’s office did not immediately respond to requests for comment.

The potential indictment has already drawn concern from one Republican senator, who said he will oppose any future nominee to the central bank—including any replacement for Powell—until “this legal matter is fully resolved.”

“If there were any remaining doubt whether advisers within the Trump Administration are actively pushing to end the independence of the Federal Reserve, there should now be none,” said North Carolina Sen. Thom Tillis, who sits on the Senate Banking Committee, which oversees Fed nominations. “It is now the independence and credibility of the Department of Justice that are in question.”

Associated Press writers Seung Min Kim, Eric Tucker, and Alanna Durkin Richer contributed to this report.
https://www.sgvtribune.com/2026/01/11/federal-reserve-powell-subpoena/

BNB Faces Bearish Trend but Short Squeeze Potential Looms Near $950 Resistance

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**BNB Faces Bearish Trend but Short Squeeze Potential Looms Near $950 Resistance**

*Published on BitcoinEthereumNews.com*

Binance Coin (BNB) price recently dropped below the $1,000 mark, driven by shrinking on-chain activity and declining decentralized exchange (DEX) volume on the Binance Smart Chain network. This downturn pushed BNB to test the critical $827 support level, a zone that held firm during previous months. Notably, this support area, significant in August and September, once again demonstrated strong demand, preventing further decline.

On the daily chart, BNB’s bearish trend remains intact. However, the internal price structure reveals short-term bullish shifts following the breach of a lower high at $906.5. Traders are closely watching the resistance near the $950 zone, a key battleground established in November, which could challenge any upward momentum.

Liquidation data from CoinGlass highlights high-leverage clusters between $910 and $920. This concentration of positions may trigger a short squeeze, creating an opportunity for a price spike before any potential resumption of the downtrend.

### What Caused the Recent Binance Coin Price Drop Below $1,000?

The notable decline of Binance Coin below $1,000 stems mainly from diminishing on-chain activity paired with reduced DEX volume. These factors reflect a cooling demand on the Binance Smart Chain, sparking bearish sentiment among market participants.

Despite this, the robust $827 support level tested during the recent drop previously served as a reliable floor during August and September. This demand zone helped absorb selling pressure and could play a crucial role in stabilizing the price.

### How Is Binance’s Leadership Change Impacting BNB Prices?

Binance’s recent shift in leadership strategy—from a focus on hyper-growth to a more balanced platform approach—has the potential to subtly influence BNB’s price trajectory. Analysts suggest this transition aims to enhance regulatory compliance and sustainability, which may help stabilize the ecosystem amid mounting external pressures.

At the same time, ongoing legal challenges, including the North Dakota lawsuit against Binance, continue to introduce uncertainty that dampens investor confidence. Financial experts at Bloomberg report that such regulatory scrutiny has historically led to price declines in the range of 10-15%.

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As volatility continues in the market, traders and investors should monitor these key support and resistance levels carefully. Understanding the evolving technical landscape and leadership dynamics behind Binance Coin can help make more informed decisions in this unpredictable environment.
https://bitcoinethereumnews.com/tech/bnb-faces-bearish-trend-but-short-squeeze-potential-looms-near-950-resistance/

Jensen Huang says that ‘without TSMC, there is no NVIDIA’

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It’s safe to say that much of the world’s semiconductors run on designs built by Taiwan Semiconductor Manufacturing Company (TSMC). At the last estimate, the company accounted for about 64 percent of the world’s contract chip manufacturing. These designs are also powering many of the AI technology breakthroughs being developed by NVIDIA.

With that in mind, it might come as little surprise that Jensen Huang, NVIDIA’s CEO, had nothing but praise for TSMC during its recent Sports Day event. In fact, Huang went as far as to say that NVIDIA wouldn’t exist without TSMC.

Huang made these comments during TSMC’s Sports Day, as reported by the online news outlet Focus Taiwan. The event took place last weekend at a stadium in Taiwan, where Huang highlighted TSMC’s crucial role in NVIDIA’s history and its broader impact on technology.

He stated, “Without TSMC, there is no Nvidia today. You are really the pride of Taiwan, you are also the pride of the world. Thank you for helping me build Nvidia.”

NVIDIA and TSMC have been collaborating for nearly 30 years. NVIDIA has consistently utilized the technological breakthroughs developed by TSMC in its products, including the company’s cutting-edge Blackwell AI chips.

With such a long history and shared success, Huang clearly has a strong interest in maintaining friendly relations with TSMC. This is especially important as TSMC and the Taiwan region navigate complex trade and export tensions with the United States government.

In summary, the partnership between NVIDIA and TSMC remains a cornerstone of technological innovation, driving advancements in AI and semiconductor manufacturing worldwide.
https://www.shacknews.com/article/146757/jensen-huang-tsmc-pride-of-the-world

XRP ETFs Near Breakthrough as Institutional Heavyweights Race Toward Launch

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XRP ETF Launches Move Closer as Institutional Momentum Builds

The launch of XRP exchange-traded funds (ETFs) is drawing near, with recent developments indicating that trading could begin imminently. Listings at the Depository Trust & Clearing Corporation (DTCC) and new filings with the U.S. Securities and Exchange Commission (SEC) from major issuers highlight a pivotal advancement in integrating digital assets into mainstream institutional markets.

Financial institutions are ramping up efforts to bring XRP ETFs to market, signaling growing confidence and momentum within the industry. This progress reflects a significant step toward broader adoption and legitimization of digital assets in traditional investment portfolios.

As these ETFs approach approval and potential trading, investors and market participants are closely watching for what could be a major milestone in the evolution of digital asset finance. The imminent launch of XRP ETFs represents not only new opportunities for exposure to the cryptocurrency but also reinforces the increasing acceptance of blockchain-based assets among institutional players.
https://news.bitcoin.com/xrp-etfs-near-breakthrough-as-institutional-heavyweights-race-toward-launch/

Red alert: Ethereum price is slowly forming a risky pattern

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**Ethereum Price Remains Under Pressure as Sentiment Wanes**

Ethereum (ETH) has remained on edge over the past few months. After surging to a year-to-date high of $4,945 in August, its price has pulled back sharply to the current level of $3,412. Much of this decline comes as overall sentiment in the crypto industry has weakened, with the Crypto Fear and Greed Index dropping into the “fear” zone at 25.

Investor caution has led to a continued reduction in ETH positions, as reflected by recent market data. Notably, inflows into Ethereum ETFs have slowed considerably—a clear sign that demand is waning following a major liquidation event in October. Spot Ethereum ETFs shed over $507 million last week, after adding $15.7 million the week before. In fact, there have now been net outflows for three consecutive weeks, with cumulative net outflows decreasing from nearly $15 billion earlier this year to $13.86 billion.

Ethereum’s price has also tumbled as investors have cut back on leverage. Futures open interest—a key indicator of leveraged positions—has slid dramatically, dropping from a peak of $70 billion in August to just $39 billion today. This weakness in the futures market is notable, as futures trading remains one of the most active segments in crypto. Volume in the spot market has also continued to decline over the same period, further underscoring waning investor enthusiasm.

The situation is compounded by trouble among Ethereum treasury companies. Major ETH holdings companies like BitMine, SharpLink, and ETHZilla have seen their stock prices plunge recently. ETHZilla, notably, has even sold some of its Ethereum holdings to fund share buybacks. With NAV multiples falling, there is growing risk that these companies may slow ETH purchases—or even sell additional tokens—in the coming weeks.

**Technical Analysis Signals Further Downside Ahead**

From a technical perspective, Ethereum may be poised for further declines. The coin looks set to form a “death cross” pattern, as the spread between the 50-day and 200-day Weighted Moving Averages narrows. ETH is also in the process of forming a bearish pennant pattern, characterized by a sharp drop followed by a symmetrical triangle consolidation.

Another bearish signal: ETH has dropped below the 38.2% Fibonacci Retracement level, suggesting that support is weakening. If selling pressure continues, Ethereum will likely break down to the 50% retracement point near $3,100, with the key psychological support at $3,000 potentially coming into play.

**Conclusion**

With sentiment deteriorating, demand slowing across ETFs and futures markets, and technical signals turning more negative, Ethereum price faces significant headwinds. Investors should closely monitor these developments, as a decisive move below key support levels could accelerate the current downtrend.
https://crypto.news/red-alert-ethereum-price-is-slowly-forming-a-risky-pattern/

Bitcoin Could Stunningly Outperform Gold As Metal’s Rally Falters, Says Fidelity Expert

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“`markdown
# Bitcoin Could Stunningly Outperform Gold As Metal’s Rally Falters, Says Fidelity Expert

The recent post titled **”Bitcoin Could Stunningly Outperform Gold As Metal’s Rally Falters, Says Fidelity Expert”** highlights a significant shift in the investment landscape. According to an expert at Fidelity, Bitcoin has the potential to dramatically outperform gold, especially as the metal’s rally shows signs of slowing down.

As traditional safe-haven assets like gold begin to lose momentum, investors are increasingly looking towards digital assets such as Bitcoin for growth and diversification. The insights from Fidelity underscore a growing confidence in Bitcoin’s long-term value proposition amid changing market dynamics.

Stay tuned for more updates and in-depth analyses on how these trends may impact your portfolio.

*Source: Fidelity Expert Commentary*
“`
https://bitcoinethereumnews.com/bitcoin/bitcoin-could-stunningly-outperform-gold-as-metals-rally-falters-says-fidelity-expert/

US Dollar Index (DXY) picks up on risk-aversion nearing the 100.00 level

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The US Dollar trimmed its losses on Friday as investors remained cautious following another sell-off on Wall Street amid ongoing concerns about a potential AI bubble.

The USD Index, which measures the value of the Dollar against a basket of major currencies, was trading at 99.85 in the early European session, recovering from weekly lows near 99.65. The Greenback found some support from risk aversion, with Asian markets echoing Wall Street’s significant losses, led primarily by sharp declines in tech stocks.

Fears of a dotcom-like crash, combined with disappointing US employment data, have sparked a flight to safety that continues to bolster demand for the US Dollar.

**Further Signs of Weakness in the US Labor Market**

In the US, two private employment reports raised fresh concerns about the labor market’s health, offsetting the moderate optimism seen after Wednesday’s ADP Employment figures.

Data released by Revelio Public Labor Statistics showed a net employment decline of 9,100 jobs in October, with public sector employment falling by 22,000 positions. Additionally, outplacement firm Challenger, Gray & Christmas reported that job cuts surged to 153,074 in October—the highest level in 22 years—as companies seek to reduce costs and adopt AI technologies.

Adding to the uncertainty, the key Nonfarm Payrolls report will be delayed for the second consecutive month due to the ongoing US government shutdown, now in its fifth week.

**What to Watch Today**

With the Nonfarm Payrolls data postponed, market attention shifts to a series of Federal Reserve (Fed) speakers scheduled to speak today. Investors will also be closely watching the preliminary Michigan Consumer Sentiment Index, which is expected to have declined slightly in November, reflecting cautious consumer outlooks amid economic challenges.
https://bitcoinethereumnews.com/finance/us-dollar-index-dxy-picks-up-on-risk-aversion-nearing-the-100-00-level/

Pump.fun is Predicted to Drop to $0.003090 By Nov 10, 2025

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**Disclaimer:** This is not investment advice. The information provided is for general purposes only. No information, materials, services, or other content provided on this page constitute a solicitation, recommendation, endorsement, or any financial, investment, or other advice. Please seek independent professional consultation in the form of legal, financial, and fiscal advice before making any investment decision.

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### Pump.fun (PUMP) Price Update and Prediction – November 5, 2025

Pump.fun (PUMP) is currently trading at **$0.004197**, up **8.17%** against the US Dollar in the last 24 hours. The coin has also performed well against major cryptocurrencies, with PUMP/BTC increasing by **7.92%** and PUMP/ETH rising by **11.94%** today.

Despite this short-term gain, the coin is trading **35.80% above** our previous prediction made on November 10, 2025. However, Pump.fun has experienced a decline of **-33.96%** over the last month and is down by **-14.20%** compared to the price one year ago.

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### Price Prediction

According to our forecast, Pump.fun price is expected to drop by **-24.03%** in the next 5 days, reaching approximately **$0.003090** by November 10, 2025.

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### Market Performance Overview

– **1-Month Trend:** Negative, with a loss of **-33.96%**.
– **3-Month Trend:** Medium-term bullish, with a gain of **25.76%**.
– **1-Year Trend:** Negative, with a decrease of **-14.20%**.
– **All-Time High:** $0.008791 on September 14, 2025.
– **Current Cycle High:** $0.005439.
– **Current Cycle Low:** $0.003229.
– **Volatility:** High, with 1-month volatility at **19.33**.
– **Green Days in Last 30 Days:** 11.

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### Sentiment & Market Mood

– **Sentiment:** Neutral.
– **Fear & Greed Index:** 23 (Extreme Fear).

The Fear & Greed Index reflects investor sentiment in the cryptocurrency market. Currently, an Extreme Fear reading suggests that investors are hesitant, potentially signaling a buying opportunity.

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### Key Support and Resistance Levels

– **Support Levels:** $0.003497, $0.003226, $0.002986.
– **Resistance Levels:** $0.004009, $0.004249, $0.004520.

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### Technical Analysis – November 5, 2025

The market sentiment for Pump.fun is currently neutral. Technical indicators are evenly split, with 9 showing bullish signals and 9 indicating bearish forecasts.

#### Moving Averages

| Period | Simple MA (Signal) | Exponential MA (Signal) |
|——–|——————–|————————|
| MA3 | $0.003692 (BUY) | $0.004557 (SELL) |
| MA5 | $0.003964 (BUY) | $0.004692 (SELL) |
| MA10 | $0.004317 (SELL) | $0.004542 (SELL) |
| MA21 | $0.004159 (BUY) | $0.004120 (BUY) |
| MA50 | $0.005256 (SELL) | $0.003802 (BUY) |

#### Oscillators & Indicators

| Indicator | Value | Signal |
|——————————-|———-|———|
| RSI (14) | 41.80 | Neutral |
| Stochastic RSI (14) | 59.37 | Neutral |
| Stochastic Fast (14) | 16.84 | Buy |
| Commodity Channel Index (20) | -66.67 | Neutral |
| Average Directional Index (14)| 15.96 | Neutral |
| Awesome Oscillator (5,34) | 0.00 | Neutral |
| Momentum (10) | 0.00 | Neutral |
| MACD (12,26) | 0.00 | Neutral |
| Williams % Range (14) | -83.16 | Buy |
| Ultimate Oscillator (7,14,28) | 47.13 | Neutral |
| VWMA (10) | 0.00 | Sell |
| Hull Moving Average (9) | 0.00 | Sell |
| Ichimoku Cloud B/L | 0.00 | Neutral |

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### Key Insights from Technical Indicators

– The **Relative Strength Index (RSI 14)** at 41.80 suggests a neutral market position, indicating neither overbought nor oversold conditions.
– Pump.fun is currently trading **below both the 50-day Simple Moving Average (SMA 50)** and the **200-day Simple Moving Average (SMA 200)**, which is considered a bearish signal.
– The mix of buy and sell signals across moving averages and oscillators suggests a balanced, uncertain market outlook.

—

### Summary and Outlook

Considering the current data and technical analysis, the overall forecast for Pump.fun remains **Neutral** at this time. The price is expected to decrease by approximately **24.03%** over the next five days, targeting around **$0.003090**.

Investors should carefully monitor:

– Market sentiment and shifts in investor mood.
– Key support and resistance levels.
– Updates in technical indicators and overall market trends.

**Please note:** Cryptocurrency markets are highly volatile and unpredictable. Past performance and forecasts do not guarantee future results.

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For more detailed and long-term Pump.fun price predictions, [click here].

—

**Disclaimer:** This content is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult with a qualified professional before making any investment decisions.
https://bitcoinethereumnews.com/finance/pump-fun-is-predicted-to-drop-to-0-003090-by-nov-10-2025/