Category Archives: business

Schwab: Majority of Retail Investors Plan to Up ETF Allocations

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**Retail Investors’ Appetite for ETFs Continues to Grow, Says Charles Schwab Asset Management Report**

Retail investors are increasingly enthusiastic about exchange-traded funds (ETFs), both experienced and potential users, according to the 14th annual “ETFs and Beyond” report from Charles Schwab Asset Management.

“It’s a continuation of the momentum we have been seeing. Investors continue to indicate they anticipate more of their investment portfolios going into ETFs in the future, such that they are actually thinking about a future where, in some cases, within five years, they may have an ETF-only portfolio,” said David Botset, head of strategy, innovation and stewardship at Schwab Asset Management.

### Survey Overview

The survey gathered responses from 2,000 retail investors, evenly split between those currently holding ETFs in their portfolios and those who do not. Among respondents with ETF holdings, 66% began investing in ETFs within the past five years, while 32% started investing before 2019. The findings were announced during the Schwab Impact conference held recently in Denver.

### Key Findings on ETF Usage

An overwhelming 93% of investors with ETF holdings consider ETFs a necessary part of their portfolio, and 82% identified ETFs as their preferred investment vehicle. Looking ahead, 61% reported plans to increase their ETF allocations in 2025, while 75% said they are likely to invest in another ETF within the next two years.

Currently, ETFs make up about 27% of these investors’ portfolios. They expect this allocation to grow to 34% within the next five years. Notably, 62% said they would shift money from individual stock investments into ETFs, and 51% would pull from mutual funds for this purpose. A smaller group (38%) intends to invest new money into ETFs.

### New vs. Experienced ETF Investors

Investors who began using ETFs in the past five years tend to plan larger increases in their ETF allocations compared to those with longer experience. Approximately half of both groups expect modest increases in the next year. However, 30% of newer investors plan significant increases, versus only 12% of experienced investors.

Regarding portfolio composition, 70% of newer ETF investors are open to allocating their entire portfolio to ETFs, compared with 49% of experienced investors. Similarly, 15% of new investors and 29% of experienced investors plan to maintain their current investment levels.

### Generational Differences

Millennial investors show the strongest enthusiasm for ETFs. Thirty-two percent plan significant increases in ETF holdings over the next year, compared to 20% of Gen X investors and only 6% of baby boomers. Additionally, 66% of millennials would consider an ETF-only portfolio, whereas just 42% of Gen X and 15% of baby boomers said the same.

### Interest Among Non-ETF Investors

Among investors without current ETF holdings, nearly half (48%) indicated they are likely to invest in an ETF within the next two years.

### Preferred Investment Strategies

The majority of surveyed investors (53%) build their ETF portfolios primarily around core strategies, supplemented by some tactical or niche holdings. Another 18% allocate their entire ETF portfolio to core strategies. U.S. equities remain the most popular asset class, with 52% planning to invest in it. Bonds/fixed income and cryptocurrency follow closely, each favored by 45% of respondents.

Other popular asset classes include emerging markets equities (41%), real assets (40%), international developed markets (29%), and alternatives (26%).

David Botset noted, “The majority of ETF investors are either using ETFs to establish a core investment portfolio, or they are doing a core investment portfolio with a small portion that is a little bit more tactical. An ETF, used in that way, can really serve the needs of a large variety of investors. In the same way that for many, many years, mutual funds have been serving that exact purpose. But ETF investors are seemingly using ETFs more and more in lieu of mutual funds.”

More than half of investors (54%) planned to invest in dividend ETFs. Single-stock ETFs came in second, with 36% interest.

### Passive vs. Active ETF Preferences

Investors showed a preference for passive ETFs when tracking U.S. equities, bonds/fixed income, international developed markets, and cryptocurrency. Conversely, active management was preferred for emerging market equities (39% active vs. 35% passive) and alternative investments (35% active vs. 32% passive).

The top reason for choosing actively managed ETFs was the potential to outperform index funds, cited by 63% of respondents. Other reasons included access to alternative strategies (51%), potential downside protection (45%), and access to specific funds or asset managers (41%).

### Factors Influencing ETF Choice

Total cost emerged as the most important factor for ETF selection, with 59% of respondents citing it—an increase of 200 basis points from the 2024 survey. The reputation of the ETF provider also influenced decisions for 55%.

Other factors, such as the ETF’s brand name (40%) and approach to investment stewardship (39%), were less critical in investors’ choices.

Both current ETF investors and those without ETF holdings expressed strong interest in optimizing tax strategies using ETFs (60% and 49%, respectively). Furthermore, investing in long-term trends and macro themes was important to 55% of current ETF investors and 39% of non-ETF investors.

### About the Survey

The annual study was conducted between July 25 and August 14, 2025. Eligible participants were aged 25 to 75, held at least $25,000 in investable assets, and if they did not already invest in ETFs, were at least somewhat familiar with the products. Independent research company Logica Research conducted the survey on behalf of Charles Schwab Asset Management.

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This comprehensive report highlights the growing acceptance and enthusiasm for ETFs among retail investors and underscores the evolving preferences shaping ETF investment strategies.
https://www.wealthmanagement.com/etfs/schwab-majority-of-retail-investors-plan-to-up-their-etf-allocations

EXPLOSIVE: Siddharth Sharma BLASTS makers of Soorya for non-payment of dues: “Producer told me, ‘Main toh pay nahin karunga. Tujhe jo karna hai, tu kar’; they are RUINING Sunny Deol sir’s name…they made me shoot an ad for Manyavar WITHOUT my consent, knowledge”

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In a shocking development, actor Siddharth Sharma took to his Instagram handle to announce that he has dissociated himself from the Sunny Deol-starrer *Soorya*. In his post, he revealed that he has initiated legal proceedings against the makers of the film.

Bollywood Hungama exclusively spoke to Siddharth Sharma to understand what went wrong.

“This has happened for the first time in my career of 7-8 years. I have worked with T-Series for almost 5 years with Balaji, but I never faced something of this sort,” Siddharth began.

### Explosive Allegations: Non-Payment and Misuse of Image

Siddharth blasted the makers of *Soorya* for non-payment of dues. He shared an alarming quote from the producer:
> “Main toh pay nahin karunga. Tujhe jo karna hai, tu kar.”

He further added,
> “They are ruining Sunny Deol sir’s name. They made me shoot an ad for Manyavar without my consent or knowledge.”

### How the Project Came About

Siddharth explained, “When I was working on the reality show *Lock Upp*, the producers of *Soorya* approached Kangana Ranaut to reach out to me, as they wanted me to sign their film.”

He added that the makers obtained his contact details through Vinay Sapru and Radhika Rao, the directors of his biggest hit to date, “*Leja Re*,” which has over 1 billion views on T-Series’ YouTube channel. Both had previously worked with the film’s producer Kamal Mukut on *Sanam Teri Kasam* (2016), and the makers used their reference to contact Siddharth.

### Signing and Shooting the Film

“At first, I didn’t entertain their offers. But then, my brother called me inside the *Lock Upp* house and told me that the producers had signed Sunny Deol and were looking for a younger actor for an important role,” Siddharth shared. The film was pitched to him as a Sunny Deol-starrer.

By 2022, having already worked on Season 2 of *Punch Beat*, Siddharth signed an agreement with the producers and began shooting in Jaipur.

“The first schedule got over. It was not great, but overall fine. Our contract stated that I’d receive a signing amount plus 20% of my remaining fees after 50% of the shoot was complete,” he said.

### Delays and Payment Issues

However, the film got postponed, and despite the producers repeatedly asking for his dates, they kept canceling the shoot schedule. Siddharth noticed that the producers were facing financial difficulties at the time, so he did not press them too hard.

“But after the success of *Gadar 2* and the re-release of *Sanam Teri Kasam*, they had money. They also had the power, and I guess they felt it was okay to not adhere to my contract and not pay me,” Siddharth alleged.

He recalled,
> “They used to speak very sweetly, ‘Beta, shoot kar le. After 3 years, we are finally resuming the shoot. Sunny Deol has finally agreed to shoot.’ This is how they convinced me.”

### Contract Dispute and Refusal to Pay

Siddharth then asked for a fresh contract since the original was signed back in 2022. He also requested a raise, noting that Sunny Deol and other actors were getting fee hikes. The producers refused both requests.

“I said, ‘Fair enough. But please pay me my remaining dues.’ I had to cancel dates for another film I was committed to in order to shoot *Soorya*. I gave the film my everything,” he explained.

When Siddharth repeatedly asked for the payment, the producer kept saying, “Abhi paise nahin hai” or “we haven’t started clearing the payments.”

Eventually, Siddharth said the producer threatened him over the phone:
> “Main toh pay nahin karunga. Tujhe jo karna hai, tu kar le. Tu apne aap ko bada hero samajta hai. Toh ban le hero.”

He condemned this behavior, saying, “I was always talking to them humbly.”

### Refusal to Participate in Dubbing and Promotions

As per the contract, Siddharth is obligated to complete dubbing and promotions for the film. However, he stated,
> “I won’t be indulging in these activities until they pay me my rightful dues.”

He also accused the producers of cheating him in a theatrical ad shoot for Manyavar.

### Unauthorized Usage in Manyavar Advertisement

“They said it was a part of the film, a scene. But I had the bound script, and that scene wasn’t in it. They claimed, ‘We have added it later creatively,’” Siddharth explained.

He revealed that the Manyavar ad was shot without his consent or knowledge, which he considers cheating. It was only later that Manyavar informed him about a promotional exercise involving him because he had shot an ad for their brand.

Siddharth added,
> “The ad features me, Sunny Sir, and Virti Vaghani, who has previously worked in *Aarya* as Sushmita Sen’s daughter.”

### Legal Steps Taken

With no other option left, Siddharth sent a legal notice to the makers, but they did not respond. This prompted him to make the issue public on his Instagram handle.

### Despite the Troubles, Siddharth Appreciates the Film

Despite the ongoing issues, Siddharth praised the film:
> “The film is fantastic. The songs are very nice. They have changed the film quite a bit. It is no longer the same script that I signed for. But I am okay with it as it’s a creative call and if it benefits the film.”

He appealed to the producers, saying,
> “At least pay me my dues and stick to the legal agreement. Otherwise, what’s the point of doing an agreement?”

### Final Remarks

Siddharth expressed concern over the film’s makers misusing Sunny Deol’s name:
> “They are ruining the name of Sunny Deol sir. They pitch the film using his name, saying, ‘Woh hamare hero hai; hamare saath kaam kar rahe hai.’ They further claim that they have been in the business since the 1970s and have worked with stalwarts like Rishi Kapoor. So one expects to be in safe hands. But alas.”

Attempts to contact producer Kamal Mukut for comment were unsuccessful.

—

**Also Read:**
Sunny Deol announces new film *Ikka*, unveils first look motion poster.

**BOLLYWOOD NEWS LIVE UPDATES**
https://www.bollywoodhungama.com/news/bollywood/explosive-siddharth-sharma-blasts-makers-soorya-non-payment-dues-producer-told-main-toh-pay-nahin-karunga-tujhe-jo-karna-hai-tu-kar-ruining-sunny-deol-sirs-name/

Crusader Kings 3 devs on All Under Heaven expansion & improving the base game

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Crusader Kings 3 has continued to receive plenty of interesting content since Paradox Interactive released it in 2020. Now, the game has reached a new milestone, opening up the map to most of Asia and bringing Chinese, Japanese, and Southeast Asian content to its acclaimed grand strategy experience.

Even years after its launch, Paradox remains dedicated to supporting Crusader Kings 3, consistently delivering new expansions for fans eager to expand their campaigns. I recently spoke with QA Manager Riad Deneche and Producer Lucia Dzediti about how the game has grown and how the team continues to keep the base experience exciting with every major update.

The latest expansion, All Under Heaven, was a long time coming. Although the Asian continent has lingered on the periphery of Crusader Kings 3 campaigns since release—with features like the Silk Road economic storyline providing only a glimpse of the region’s rich history—this expansion finally answers the community’s enduring requests. All Under Heaven brings Asian politics and legendary rulers to the forefront, introducing a wealth of famous figures throughout China and across the continent.

According to the developers, Paradox is proud to fulfill the demands of fans who have long wanted to explore the Far East. The team invested heavily in historical research to ensure the storylines of Eastern leaders were done justice, with development staff describing the process as one of the most enjoyable aspects of creating the expansion.

Importantly, All Under Heaven doesn’t neglect rulers who prefer to focus on Western civilizations. The Silk Road storylines have been expanded, and additional content has been added to intertwine the politics of the East and West. Whether your campaign centers on Asia or Europe, All Under Heaven ensures new dynamics and story opportunities for every player, making it a significant and exciting addition to Crusader Kings 3.
https://www.shacknews.com/article/146687/crusader-kings-3-all-under-heaven-expansion-interview

Jaelan Phillips Lands with the Eagles – How It Shifts the NFC East Power Balance

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**Miami Dolphins Trade Jaelan Phillips to Eagles in Blockbuster Deal Ahead of Trade Deadline**

*Published: Nov. 5, 2025, 2:00 a.m. ET*

The Miami Dolphins sent shockwaves through the NFL trade market on Monday by shipping edge rusher Jaelan Phillips to the Philadelphia Eagles in exchange for a 2026 third-round draft pick. This blockbuster move, finalized just 24 hours before the trade deadline, marks another aggressive step by Howie Roseman’s front office to fortify their defense and strengthen their pursuit of back-to-back Super Bowl titles.

For the defending champions, currently sitting at 6-2 and holding the No. 1 seed in the NFC, this acquisition was not a luxury — it was a necessity that could redefine how their defensive line dominates playoff opponents as the season heads into November.

### Dolphins Shock with Jaelan Phillips Trade to Eagles

The 26-year-old Phillips brings immediate credibility to the Eagles’ pass rush rotation, a unit that has ranked in the bottom third of the NFL this season with just 16 sacks through eight games. What makes this deal particularly intriguing is the reunion factor: Phillips will reconnect with Eagles defensive coordinator Vic Fangio, who served as Miami’s defensive coordinator in 2023.

That season proved to be a revelation for Phillips, who recorded 6.5 sacks in just eight games before suffering a torn Achilles that derailed his momentum.

For those looking to leverage Philadelphia’s defensive improvements in the betting market, monitoring the Eagles’ defensive performance through platforms offering competitive angles—such as exploring bonuses like the bet99 promo code to access enhanced odds on defensive outcomes—provides a strategic edge as the team’s line strengthens down the stretch.

### A Defensive Game-Changer

Phillips’ availability sparked a firestorm among contenders, with the San Francisco 49ers and New England Patriots also expressing genuine interest. However, the Eagles moved swiftly to secure a player they knew intimately.

Earlier in 2023, Phillips had terrorized Philadelphia’s offensive line, including a memorable moment when he drove straight through five-time All-Pro Lane Johnson to pressure quarterback Jalen Hurts. Now, that same aggression will line up alongside Josh Sweat, who returns as the Eagles’ primary edge threat following a turbulent offseason that saw Brandon Graham retire and other departures.

Phillips’ statistical profile is compelling: he has already recorded three sacks this season across nine games, accumulated 25 tackles, and logged seven quarterback hits. While his injury history—including a torn Achilles in 2023 and a season-ending knee injury in 2024—raises durability concerns, the fact that he has remained healthy throughout the 2025 campaign suggests his body is responding well.

More importantly, his presence alongside Sweat creates a nightmare scenario for NFC East rivals, particularly the Dallas Cowboys. The Cowboys offense will face its most formidable challenge yet when these division rivals meet next.

Dallas’ offensive line ranks 23rd in the league, and adding another elite edge rusher to an Eagles front already led by All-Pro Jalen Carter gives offensive coordinator Brian Schottenheimer precious few answers. Quarterback Dak Prescott will have minimal time in the pocket against a defense now fortified with cornerbacks Michael Carter II and Jaire Alexander — transformations Roseman orchestrated during the same week-long trading spree.

### How the Trade Elevates Philadelphia’s Super Bowl Odds

This acquisition lifts Philadelphia’s Super Bowl odds, currently sitting at +1000, placing the Eagles comfortably in the conversation alongside contenders like Green Bay (+950) and Detroit (+900). The Eagles are signaling to the rest of the conference that their 2024 championship wasn’t a one-year anomaly; it was the foundation of a dynasty-caliber run.

Meanwhile, the Dolphins recognized that their 2-7 record and organizational upheaval necessitated rebuilding. Shipping out Phillips, who was heading into free agency anyway, allowed Miami to accumulate draft capital while saving salary cap space.

New interim general manager Champ Kelly’s first move signals a complete reset in South Florida.

With Phillips now donning midnight green, the Eagles have transformed their pass rush from a liability into a legitimate strength. The NFC East just became significantly less competitive, and Philadelphia’s path to another Super Bowl just became considerably more achievable.
https://radaronline.com/p/jaelan-phillips-lands-with-the-eagles-how-it-shifts-the-nfc-east-power-balance/

Nintendo Store app available now on Android and iOS outside of Japan

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Nintendo has officially launched its Nintendo Store app for mobile devices worldwide, expanding beyond its previous availability in Japan. With this rollout, users across the globe can now access Nintendo games and apps right from their smartphones and tablets, making it easier than ever to purchase content and queue up downloads directly to their registered consoles.

The Nintendo Store app is now live on both Apple’s App Store and Android’s Google Play. This marks a significant step in Nintendo’s digital presence, allowing fans to log into their Nintendo accounts and browse the My Nintendo Store. Users can make purchases of games, apps, and even Nintendo merchandise—though it’s worth noting that physical merchandise may not be available in all regions.

One of the standout features of the app is its ability to keep users informed about the latest game releases and store sales. If your console is linked to your Nintendo account, you’ll also be able to review your play activity, further integrating your gaming experience within the app.

A particularly intriguing aspect for avid Nintendo fans is the new event check-in feature. Though details are limited at this time, Nintendo mentions on its app store pages that users may be able to check in at special events, such as game release celebrations at the Nintendo Store in New York City or at attractions like Super Nintendo World at Universal Studios theme parks. This feature could allow attendees to collect exclusive rewards or bonuses simply by participating in official Nintendo events.

With these features, the Nintendo Store app promises to be a must-have resource for fans, offering streamlined shopping, personalized updates, and even opportunities to engage with Nintendo events worldwide. If you’re a Nintendo enthusiast, the new app is now available for download in your region and ready to help you connect with all things Nintendo.
https://www.shacknews.com/article/146683/nintendo-store-app-launch-android-ios

Israel debates help the Left

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Posted on [date] by cowboyusa

Sorry, but they are pointless. The left laughs and loves when we do them. Nothing else matters but stopping the Globalists and the left. This may anger some, but the left is the mortal enemy.

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https://freerepublic.com/focus/f-chat/4350878/posts

Judge in Comey case scolds prosecutors as he orders them to produce records from probe

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**Notice of Your Privacy Rights in Oregon**

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If you wish to proceed to the site under these conditions, please note that doing so will effectively opt you out of the sale of your personal data. [Click here to continue](#).

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https://triblive.com/news/politics-election/judge-in-comey-case-scolds-prosecutors-as-he-orders-them-to-produce-records-from-probe/

Miss Piggy May Bring ‘The Muppets’ Back to the Movies

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Jennifer Lawrence has revealed that she is collaborating with Emma Stone and Cole Escola on an exciting new project involving the beloved Muppets.

The announcement has sparked enthusiasm among fans eager to see this talented trio bring fresh energy to the iconic franchise.

More details about the project are expected to be released soon. Stay tuned for updates on this promising collaboration!
https://gizmodo.com/miss-piggy-movie-jennifer-lawrence-emma-stone-cole-escola-muppets-2000681941

It’s in the cards

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Really good playwrights know how to take the arcana of a specialized world and make it feel universal and immediate. Based on *The Pilon*, now in a terrific world premiere with Red Theater, Zach Barr is such a playwright.

**The Pilon**
Through 11/23: Mon and Thu–Sat 7:30 PM, Sun 3 PM (Mon industry night)
Edge Off Broadway, 1133 W. Catalpa
redtheater.org
$30 (limited number of $10 access tickets, $50 pay-it-forward tickets)

Set in a collectibles shop in Seattle’s Capitol Hill neighborhood, Barr’s play follows a group of enthusiasts who bond over their love for cards, especially basketball cards. Corbin (Rio Soliz Ragazzone) runs a Twitch livestream from the shop, founded by his aunt Rhonda (Delia Kropp). He’s assisted by choleric Marc (Josh Razavi), whose interest seems more mercantile than personal—in contrast to Lex (Jo Tannous), who just collects what he likes, including vintage Shirley Temple cards. As Rhonda notes at one point, “Not everyone is trying to make a retirement portfolio out of cardboard.”

Young Griffey (Harper Levander), a transmasc kid just getting into collecting, rounds out the group. When a very rare basketball card (the source of the play’s title) comes into the store, the relationships become more complicated than just the love of the game and its ephemera.

Barr’s play, directed with an adept hand by Jessica Love, gives us time to adjust to the language of this world—I had no idea what a “slabbed” card meant prior to this show—while making it clear that the store is a stand-in for a lot of places where, as one character notes, “It’s rules that keep people out of the hobby.”

Manuel Ortiz’s set and Chas Mathieu’s props in the small Edge Off Broadway space add cozy verisimilitude.

Barr’s play is wise and warm, with many lovely exchanges providing important insights. It’s clear, for example, that Rhonda, who is also trans, is a source of support for Griffey, but she’s also smart enough to see that Lex and Corbin have a bond—even if the latter hasn’t picked up on the former’s attraction yet.

The generational connections that collecting provides—Rhonda treasures a baseball card from her father, and collecting cards is also something that Griffey’s dad does, though the boy isn’t ready to share that part of his life with him yet—also feel resonant and honest.

Barr never strains to make their points. Instead, they create a place where the slightly off-kilter collectors can find home and identity, even if it doesn’t bring the immediate riches of a rare find. In that way, *The Pilon* mirrors the sensation of opening up a fresh pack of trading cards. The treasures you find in life may not be the ones you thought you were looking for.
https://chicagoreader.com/performing-arts/theater/theater-review/pilon-red-theater/

Evening Reading – November 4, 2025

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Welcome, Shackers, to the end of another Tuesday! It’s been a spicy day here at Shacknews. We kicked things off with the launch of our **Hyrule Warriors: Age of Imprisonment** review, accompanied by a wealth of new videos. Get ready for all that goodness and more in this week’s edition of *This Week in Switch 2*!

You can also look forward to plenty of other coverage as we tie up loose ends and close out the year. But for now, it’s time to wrap up the day with a fresh edition of **Evening Reading** — in case you missed it on Shacknews.

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### Nintendo Boss Theme Spotlight
Today’s highlight is the boss theme for *The Underking*: an undead lord of the dwarves resting on his opulent throne in the grave that is his kingdom. Pretty good, right? And if you’re a fan, get ready for *New Horizons 3.0* — Dave New Blood is ready, are you?

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### Mario’s Ready for the Holidays!
Mario is gearing up to fly high at the Macy’s Thanksgiving Day Parade. Yahoo! It’s that festive time of year, and Mario is bringing the holiday spirit.

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### Rejected MLB Slugfest Lines
Still craving some baseball? We uncovered a CD in our archives containing dozens of unused voice lines from *MLB Slugfest 20-03* that were rejected by the MLB. Here are some of our favorites:

> [Image or embed of MLB Slugfest lines]

One standout line about a clown catching on fire truly slayed us!

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### Video Game History Throwback
It’s been quite a while since the original *Mike Tyson Mysteries* game came out on the N64. Miss those days? Us too. Poor Bobby Fischer — forced to play chess for IBM and robot Thomas Watson like a champ!

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### Upcoming Battles
It’s almost time. A war awaits. Will you fight for the good King Rauru? (It’s a pretty sweet gig, if you ask us.)

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And there you have it, Shackers! That’s your **Evening Reading** for November 4, 2025. We hope you stick around to see what’s ahead. If you’d like to help keep Shacknews going, consider supporting us via **Shacknews Mercury**.

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### Free Interactive Map Service: Shackmaps
You don’t need to donate to use **Shackmaps**, our free interactive map service covering your favorite games. We already have *Mario Kart World* and *Atomfall* available, with more coming soon!

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### Browser Fun: Bubbletron
Need a little browser fun? Check out **Bubbletron**, where you can run the gambit of random prompts to try assembling the best — or worst — start-up business ever.

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Thank you for staying tuned to Shacknews. Have a good night, and we’ll catch you in the morning with more news and features!
https://www.shacknews.com/article/146673/evening-reading-november-4-2025