Bitcoin Drops Hard — but Whales Buy 26K BTC on Dip

Bitcoin trades through a sharp shakeout as ARK Invest shifts 39 million dollars into crypto stocks, whales ramp up accumulation, and the U. K. government sits on more than 5. 18 billion dollars in BTC. At the same time, the weekly RSI has fallen to its lowest level since 2022, showing how brutal the selloff has been even as major players move back into the market. ARK Invest Spends $39 Million on Crypto Stocks, Not Bitcoin ARK Invest, led by Cathie Wood, spent about 39 million dollars on November 19-20, 2025, buying shares of crypto-related companies during a market dip. The purchases did not include Bitcoin itself, despite claims on social media that the firm bought tens of millions of dollars’ worth of BTC. Cathie Wood ARK Stock Moves. Trade reports show allocations into listed companies with exposure to digital assets and blockchain, rather than direct spot Bitcoin positions. The moves came as Bitcoin traded roughly 30 percent below its recent high, after a sharp pullback in November. ARK’s activity added fresh exposure to the crypto sector through equities, signaling continued interest in digital-asset themes without altering the firm’s disclosed spot Bitcoin holdings. Bitcoin Whales Add Coins as U. K. BTC Stash Nears $5. 2 Billion Bitcoin’s largest wallets have swung back to net buying, with on-chain data showing more than 26, 300 BTC added by entities holding over 10, 000 coins, worth about 2. 3 billion dollars at recent prices. A 60-day “accumulation vs. distribution” chart from CryptoQuant highlights that the >10, 000 BTC cohort has shifted into accumulation, while bands tracking 100-1, 000 BTC and 10-100 BTC holders also tilt positive, signaling broader large-holder demand rather than a single group acting alone. Bitcoin Accumulation Distribution Chart 60D. K. government, valuing the stash near 5. 18 billion dollars at a reference price of 84, 624 dollars per coin. The dashboard tags the cluster as both a government account and a Bitcoin whale, grouping four addresses in one profile. UK Government Bitcoin Portfolio Dashboard. K.’s tracked holdings underline how major players continue to sit on, and add to, sizable Bitcoin positions despite the recent price pullback. Bitcoin Weekly RSI Sinks to Lowest Level Since 2022 Now, Bitcoin’s weekly Relative Strength Index has dropped to about 33, its most oversold reading in nearly three years, according to Barchart. The latest weekly candle shows BTC trading around the mid-80, 000 dollar area while momentum continues to lean sharply to the downside. This level signals that recent selling pressure has pushed the market into conditions that previously appeared only during major stress periods. Bitcoin Weekly RSI Chart. From that zone, BTC later advanced on the same chart toward roughly 126, 000 dollars over the next two and a half years. The comparison underlines how deep oversold readings have, in earlier cycles, lined up with longer recovery phases that unfolded gradually rather than in a single move. However, the current setup still reflects a market dealing with volatility and uncertainty after a steep drawdown from record highs. Traders now watch whether the oversold weekly RSI attracts fresh demand or if selling continues despite the stretched momentum signal. For now, the indicator simply shows that Bitcoin’s latest decline has pushed technical conditions to extremes not seen since the end of the previous bear market.
https://bitcoinethereumnews.com/bitcoin/bitcoin-drops-hard-but-whales-buy-26k-btc-on-dip/

Analyst’s warning – Bitcoin’s early-2026 rebound could precede a major crash!

**Has Bitcoin Entered a Bear Market?**

The question on every investor’s mind is: has Bitcoin entered a bear market? The answer is not conclusive—at least, not yet. There is still another week for Bitcoin (BTC) to respond following the recent formation of a death cross.

**Signs of Recovery to Watch**

One of the key signals that could indicate a recovery would be Bitcoin moving beyond the $110,000 mark, corresponding with the 50-day moving average (50DMA), within November. Such a move would draw parallels to Bitcoin’s price action seen back in April.

**Repeating Patterns: March vs. Today**

Bitcoin’s price movements in recent weeks bear striking similarities to those observed earlier this year in March. On both occasions, Bitcoin broke down beneath a 3-month range formation that followed new all-time highs. This pattern has caught the attention of market analysts.

In a recent post on X, analyst EndGame Macro shared insights suggesting Bitcoin is likely to find support and bounce back in early 2026, based on detailed financial analysis. However, it comes with a cautionary note—the bounce is unlikely to mark the start of the next major rally like the one seen in April and May.

**Why Caution is Warranted for 2026**

Several factors contribute to the expectation of a potential slump in Q2 2026. The analyst highlighted the drying up of liquidity during tax season and the U.S. Treasury’s plan to build up the Treasury General Account (TGA), which tightens liquidity conditions. These elements could reduce risk appetite considerably, resulting in Bitcoin struggling and possibly sinking further into a bear market.

**What Lies Ahead?**

The critical question remains: will Bitcoin repeat the March-April 2025 scenario, where a rally led to new all-time highs? Or will we experience a brief bounce in Q1 2026 that misleads investors into a false sense of security before the price dips deeper?

**Analyzing the Macro Environment**

Understanding the broader economic indicators is essential for making sense of the situation and for Bitcoin bulls to strategize accordingly.

One such indicator is the U.S. Dollar Index (DXY), which measures the value of the U.S. dollar against a basket of six foreign currencies. A rising DXY trend signals dollar strength, often leading to weaker Bitcoin performance due to reduced risk appetite. Conversely, a falling DXY indicates a weakening dollar, generally associated with stronger Bitcoin performance and a more risk-on sentiment.

Since 2021, when the Bitcoin bear market began, the DXY had been on a strong uptrend. Currently, the DXY is maintaining a bearish structure—a positive sign for Bitcoin. However, this could change.

Interestingly, the probability of a Federal Reserve rate cut in December has dropped sharply from 88% a month ago to 44% now. This uncertainty around rate cuts could halt the current DXY downtrend, which would be unfavorable for Bitcoin bulls.

**Investor Sentiment and Market Flows**

Further reflecting the prevailing market mood, exchange-traded funds (ETFs) have experienced significant outflows since the market crash on October 10th. This trend highlights weak investor sentiment and underscores the strength of bearish market forces, although it does not guarantee sustained losses.

**The Significance of the Death Cross**

Benjamin Cowen, CEO and founder of Into The Cryptoverse, pointed out the formation of a Bitcoin death cross in a recent post on X. Historically, death crosses have marked market bottoms. However, if Bitcoin fails to respond bullishly within a week by challenging the 50DMA at $110,000, the death cross could instead signal a “macro lower high.”

Such a lack of a positive response would suggest that Bitcoin may attempt another rally towards the $110,000 region but only to form a macro lower high—a bounce that is part of a larger downtrend. This outlook aligns with the expectations for Q2 2026 discussed earlier.

**Conclusion**

While Bitcoin has yet to definitively enter a bear market, key indicators point to cautious optimism mixed with underlying bearish risks. Investors and bulls should watch the $110,000 level closely and remain vigilant about macroeconomic factors driving market sentiment. The coming weeks will be crucial in determining the direction of Bitcoin’s next major move.
https://bitcoinethereumnews.com/bitcoin/analysts-warning-bitcoins-early-2026-rebound-could-precede-a-major-crash/

Canary’s SEI ETF Hits Key Milestone With DTCC Listing

**Canary’s Staked SEI ETF Officially Registered on DTCC Platform**

The Canary Staked SEI exchange-traded fund (ETF) has been officially registered on the Depository Trust & Clearing Corporation (DTCC) platform. While this registration does not constitute approval by the U.S. Securities and Exchange Commission (SEC), it marks a significant operational milestone and is often viewed as a positive sign by market participants.

According to DTCC records, the Canary Staked SEI ETF currently appears under the “active and pre-launch” category. This classification indicates that the ETF is technically set up for future electronic trading and clearing, pending SEC approval. However, it’s important to note that the ETF cannot yet be created or redeemed, meaning it remains non-operational despite its inclusion in DTCC’s system.

This listing is a standard step in the ETF deployment process and is often interpreted as a show of issuer confidence. As one analyst explained:

> “DTCC handles the behind-the-scenes clearing and settling for most US stocks and ETFs. Meaning this puts the SEI ETF into the usual pipeline before it shows up on brokerage platforms. Once the market sentiment turns around, SEI is going to be a big runner.”

Earlier this year, Canary Capital filed an S-1 registration statement to introduce a staked SEI ETF. At that time, the SEC maintained a cautious stance toward staking mechanisms within exchange-traded products. However, the regulatory outlook has since shifted.

### Regulatory Developments and Clearer Framework for Crypto Staking ETFs

BeInCrypto recently reported that the U.S. Treasury and Internal Revenue Service issued Revenue Procedure 2025-31. This new guidance establishes a clear safe-harbor framework for crypto ETFs and trusts wishing to engage in staking and distribute rewards to investors.

The procedure mandates strict conditions, including:

– Holding only one type of digital asset plus cash
– Using qualified custodians for key management
– Maintaining SEC-approved liquidity policies
– Limiting activities to holding, staking, and redeeming assets without discretionary trading

These guidelines also resolve prior tax ambiguities, potentially paving the way for SEC approval of staking-inclusive products such as Canary’s SEI ETF.

Besides Canary, Rex-Osprey has also filed for a staked SEI ETF. Additionally, 21Shares is seeking SEC approval for an ETF focused on the SEI network, highlighting growing institutional interest in gaining exposure to this ecosystem.

### SEI Network: Strong Capital Movement Amid TVL Decline

The timing of these ETF developments coincides with notable capital movement within the SEI network. According to Artemis Analytics, SEI currently ranks second in net flows over the past 24 hours, with inflows making up the majority. This suggests that investors are rotating into SEI despite broader market volatility.

Analysts are increasingly optimistic about SEI’s price potential. For example, ZAYK Charts observed that the altcoin is completing another falling-wedge cycle, indicating a possible breakout that could trigger a 100-150% rally.

However, on-chain data presents a more complex picture. Figures from DefiLlama reveal a steep contraction in the network’s total value locked (TVL) during November—the largest decline in nearly two years. Approximately 1 billion SEI tokens have been unstaked, reflecting an accelerated rate of user exits from the ecosystem.

### Conclusion

In summary, while the Canary Staked SEI ETF’s DTCC listing remains procedural and the product is not yet operational, it represents a meaningful signal that the path toward institutional exposure to SEI is beginning to take shape. This progress occurs against a backdrop of recovering inflows and ongoing challenges within the SEI network, highlighting a nuanced but promising outlook for investors and stakeholders alike.
https://bitcoinethereumnews.com/tech/canarys-sei-etf-hits-key-milestone-with-dtcc-listing/

21Shares Sparks 20-Day Countdown with New Filing for Spot XRP ETF

**21RP ETF Filing Sets 20-Day Clock: Could XRP Spot ETF Get U.S. Approval?**

The XRP community woke up to significant news this week: 21Shares’ 21RP exchange-traded fund (ETF) filing, a seemingly small legal step that could have an outsized impact on how altcoins reach U.S. investors. What may look like mere paperwork could actually be the final trigger in a long-running race between regulators, issuers, and crypto markets.

### A Closer Look at the Filing: What Section 8(a) Actually Does

When a company submits an 8(a) amendment, the Securities and Exchange Commission (SEC) begins a 20-day clock. During this period, the SEC can comment, delay, or take no action. If the agency remains silent, the registration automatically becomes effective.

This filing matters because it shortens the waiting game. Instead of enduring another open-ended review, 21Shares is forcing a timeline. The company had initially filed for a spot XRP ETF earlier this year, but the submission lingered while the SEC focused primarily on Bitcoin and Ethereum products.

This new amendment boldly signals to regulators: *“We’re ready — your move.”*

### A Tactical Decision

Analysts believe the timing wasn’t random. The filing landed on November 7, just days after renewed optimism around altcoin-based ETFs. With Bitcoin and Ethereum ETFs having already cleared the path, various asset managers are now testing whether that precedent can extend to other tokens like XRP.

If the SEC lets the 8(a) clock expire without action, the 21RP ETF’s legal status would be finalized automatically—even though the token’s regulatory status is still being litigated in court.

### Ripple Effects in the Market

#### XRP’s Instant Reaction

Traders didn’t waste any time reacting. Within an hour of the filing hitting the SEC database, XRP surged nearly 5%, jumping from around $2.20 to $2.32. Trading volumes spiked on major exchanges including Binance, Coinbase, and Bybit as speculators piled in. Derivatives desks also saw a boost in new long positions, signaling that the market views this filing as more than just procedural.

Some analysts have called this a “signal flare” moment for XRP—a clear indication that institutional finance is warming up to the token despite years of skepticism.

#### Investor Sentiment Turns Cautiously Optimistic

The shift in sentiment goes beyond just price movements. For years, XRP has occupied a unique middle ground: large enough to matter but too controversial for many institutional investors to touch. The 21RP ETF joins a broader trend of positioning crypto assets less as speculative tools and more as infrastructure—tokens that power payments and liquidity systems.

If this narrative holds, the ETF could attract interest from traders who previously dismissed XRP as a relic of early crypto days.

### Broader ETF Landscape: Where 21Shares Fits In

The Swiss-based firm 21Shares is no newcomer to this race, already managing a range of European crypto exchange-traded products (ETPs) and partnering with ARK Invest on multiple U.S. applications. Filing under Section 8(a) demonstrates their willingness to aggressively test U.S. regulatory rules—even at the risk of rejection.

Competitors are watching closely. Industry players like Franklin Templeton and Grayscale have hinted at their own XRP-related ETF strategies. Should 21Shares clear the path first, it could set the blueprint for how future altcoin ETFs are structured—from custody solutions to redemption models.

### Potential Custodians and Market Depth

While the filing does not specify a custodian, insiders suggest Coinbase Custody or Anchorage Digital as likely candidates. Both providers are already approved custodians for Bitcoin and Ethereum ETFs.

Liquidity is unlikely to be a concern. XRP frequently ranks among the top five most-traded cryptocurrencies by daily volume, often surpassing $2 billion. However, ETF success depends on more than liquidity—it hinges on how seamlessly authorized participants can create and redeem shares, and whether investors trust the fund’s transparency once trading begins.

### Unanswered Questions: Will the SEC Intervene?

The big unknown remains the SEC’s response. The agency can pause the 20-day countdown with a single letter requesting revisions—a move it has employed before with Bitcoin ETF applications.

However, if the SEC remains silent and lets the clock expire, the XRP ETF could become effective by procedural default. This outcome would shake up regulatory precedent and challenge the prevailing assumption that only Bitcoin and Ethereum deserve “spot” ETF treatment.

Some view this as a bold stress test of regulatory boundaries. Others see it as a strategic maneuver to push the crypto ETF conversation forward, even if immediate approval isn’t granted.

### What’s Next?

Regardless of the outcome, the coming weeks may prove pivotal for XRP, potentially marking its transition from a long-debated digital token to a regulated, exchange-traded asset available for institutional investors.

#### Key Takeaways

– 21RP ETF filing triggers a 20-day SEC clock.
– If the SEC does not act, the ETF could become effective around November 27, 2025.
– XRP surged nearly 5% immediately after the filing amid speculation of U.S. approval.
– The filing signals 21Shares’ aggressive approach to U.S. crypto regulations.
– Success could pave the way for more altcoin ETFs beyond Bitcoin and Ethereum.
– The market reaction shows growing institutional interest in XRP.
– The SEC’s next move remains uncertain, with the filing serving as a potential regulatory test case.

*Stay tuned for updates as this historic ETF application unfolds and reshapes the crypto investment landscape.*
https://bitcoinethereumnews.com/tech/21shares-sparks-20-day-countdown-with-new-filing-for-spot-xrp-etf-2/

Solana (SOL) Whales Hunt New Waters As MUTM at $0.035 Hooks Their Attention As Best Cryptocurrency To Invest In

**Spot Solana Exchange-Traded Funds See Substantial Inflows, Signaling Strong Institutional Demand**

Spot Solana exchange-traded funds (ETFs) have launched with impressive fund inflows, attracting $70 million on Monday alone and totaling $269 million since October 28. This significant influx underscores growing institutional interest in Solana’s native asset.

Leading this surge is Bitwise’s BSOL, which acquired $401 million in assets under management by late October, controlling 91% of global SOL exchange-traded product flows. This dominant position highlights investor confidence in BSOL as a prime vehicle for Solana exposure.

Meanwhile, other players like Grayscale’s GSOL attracted a modest $2.18 million, representing roughly 1% of total flows. Overall, Solana ETFs globally amassed more than $400 million in inflows within a week, marking the second-largest recorded volume. This surge pushed net assets in U.S.-listed Solana funds to an all-time high of $4.37 billion.

**Mutuum Finance (MUTM) Presale Gains Momentum Amid Positive Market Sentiment**

In the decentralized finance (DeFi) sector, Mutuum Finance (MUTM) is making waves as its presale rapidly progresses through Phase 6. Priced at $0.035 per token, this represents a remarkable 250% increase from the Phase 1 rate of $0.01. So far, 17,800 investors have contributed approximately $18.5 million.

MUTM positions itself as a top investment digital currency, promising returns of up to 445% at a projected launch price of $0.06. With Phase 6 distribution nearing 85%, token availability is diminishing quickly, increasing urgency among prospective buyers. Phase 7 will introduce a 20% premium, raising the price to $0.04 and heightening the cost of delayed participation.

This presale dynamic emphasizes the importance of early engagement, as pioneers stand to reap significant profits in this promising DeFi project.

**Innovative Peer-to-Contract Pools Deliver Stable Yields**

Mutuum Finance incorporates Peer-to-Contract Pools that allow users to stake ETH or USDT into collective funds accessed by borrowers. This mechanism automatically distributes returns to participants, creating a stable income stream that is less affected by Solana’s network congestion and transaction volatility.

Participants receive deposits as mtTokens—interest-bearing certificates redeemable at any time for principal plus earned interest. The automated nature of this system minimizes oversight, focusing on accumulation over control.

For investors seeking the best cryptocurrency opportunities, Mutuum Finance’s yield-bearing products provide compelling advantages, including compound interest and reduced exposure to blockchain congestion compared to direct SOL holdings.

**Peer-to-Peer Loaning Enables Tailored Lending Solutions**

Mutuum Finance also supports a Peer-to-Peer lending channel, where users can establish direct lending agreements with customizable rates and terms. This flexibility addresses niche requirements that traditional, structured lending systems tied to Solana’s fixed throughput cannot.

By tailoring terms to specific borrower and lender needs, MUTM enhances satisfaction and retention, while reducing inconsistencies that can disrupt fund flows. This model fosters a dynamic user network, boosting overall protocol engagement and making MUTM a standout choice for cryptocurrency investors.

**Engagement Boosted by Dashboard Leaderboard and Daily Rewards**

To encourage active participation, Mutuum Finance introduced a leaderboard that tracks the top 50 token holders over a 24-hour period. Each day at 00:00 UTC, the top depositor is rewarded with $500 worth of MUTM tokens, provided they completed a transaction within the timeframe.

This daily reset feature creates a competitive and engaging environment, contrasting with the more passive investment dynamics seen with Solana ETFs. Bonuses for top positions and transaction volume rewards further enhance liquidity and community bonding.

Such gamification transforms investing into a social and exciting experience, reinforcing MUTM’s reputation as a top crypto asset to watch.

**Conclusion**

While Solana ETFs continue to attract massive inflows despite price fluctuations, Mutuum Finance stands out by channeling whale activity through a rapidly progressing presale and flexible lending models that support sustainable growth. MUTM’s innovative approach offers investors a planned pathway to profit amid the volatile altcoin market.

For more information about Mutuum Finance (MUTM), visit their official website: [Linktree]

*Disclaimer: This article is for informational purposes only and does not constitute investment advice. Please conduct your own research before investing.*
https://bitcoinethereumnews.com/finance/solana-sol-whales-hunt-new-waters-as-mutm-at-0-035-hooks-their-attention-as-best-cryptocurrency-to-invest-in/

XRP ETF Approval Imminent? Bitwise Just Checked the Final Boxes

Bitwise’s Fourth S-1 Amendment Adds NYSE Listing and 0.34% Fee, Signaling Near-Final SEC Readiness

Bitwise Asset Management has taken a decisive step toward securing approval for the first U.S.-listed XRP exchange-traded fund (ETF). On October 31, the firm submitted Amendment No. 4 to its S-1 filing with the U.S. Securities and Exchange Commission (SEC), adding key details that suggest the filing is nearing completion.

### New Filing Highlights

The latest filing reveals that the XRP ETF will be listed on the New York Stock Exchange (NYSE) and will feature a 0.34% management fee. Industry experts view this update as a strong indication that Bitwise is close to getting regulatory approval.

Bloomberg’s senior ETF analyst Eric Balchunas commented, “Bitwise just updated their XRP ETF filing to include exchange (NYSE) and fee of 0.34%, which are typically the last boxes to check.”

### XRP ETF May Start Trading Soon

Historically, filings at this advanced stage tend to receive approval shortly after the review process concludes. The updated filing uses concise and clear language, which could expedite the SEC’s review. If the regulator does not delay, trading could start in about twenty days.

James Seyffart from Bloomberg Intelligence noted, “Only the Bitwise XRP ETF has the shorter language that might allow it to launch in 20 days. But tons of issuers are filing amended and updated documents past day+.”

### Canary Funds Eyes November 13 Launch

Several asset managers are working on similar XRP ETF products. Notably, Canary Funds recently removed a delay-related clause from its S-1 filing, which shifts timing control away from regulators.

According to Eleanor Terrett from Crypto America, Canary Funds is positioned for a possible November 13 launch, contingent upon Nasdaq clearing its 8-A filing in time. She added that government scheduling and SEC staff reviews could influence the final launch date.

Terrett explained, “The government reopening could affect the timing, potentially moving it up if the filing is complete and the SEC is satisfied, or pushing it back if staff propose additional comments.”

### Massive XRP ETF Inflows May Push Prices Higher

Optimism remains high regarding potential demand for an XRP spot ETF. Steven McClurg, CEO of Canary Capital, shared his outlook: “I may have been a little bearish. We’re going to hold to that number. If it hits that number, at least I’ll be right, and if it’s $10 billion, then I’m still right because we got at least $5 billion.”

McClurg noted that inflows of this scale would place the XRP ETF among the top 20 ETFs of all time, if not in the top 10.

### Existing XRP-Related Products Show Strong Interest

Previously introduced hybrid product REX-Osprey’s XRP ETF has already recorded net inflows of $124.9 million. This trading activity highlights significant institutional interest in XRP-related exchange products.

### XRP Price Outlook

Analysts believe that substantial inflows into an XRP spot ETF could sharply increase the token’s price, potentially reaching levels never seen before.

As of the latest update, XRP is trading around $2.50, up 1% in the past 24 hours. The token faces strong resistance near $2.75. If buyers push above that level, the price could reach $3.00.

However, if selling pressure intensifies, the price may drop to approximately $2.00, representing a 20% decrease from the current price.

Overall, Bitwise’s recent filing amendments and growing interest from major asset managers signal promising developments for the launch of a U.S.-listed XRP spot ETF, with potential market impact expected in the near term.
https://bitcoinethereumnews.com/tech/xrp-etf-approval-imminent-bitwise-just-checked-the-final-boxes-3/?utm_source=rss&utm_medium=rss&utm_campaign=xrp-etf-approval-imminent-bitwise-just-checked-the-final-boxes-3

Can SOL Hit $400 Before Digitap ($TAP) Overtakes It in Payments with a $14 Price Target?

Solana’s (SOL) Growth Trajectory Faces Technical and Competitive Challenges Amid Institutional Adoption

Solana’s (SOL) journey toward a $400 price target is unfolding amid both technical obstacles and stiff competition as the blockchain advances its institutional adoption efforts. At the same time, emerging payment solutions like Digitap (AP) are poised to capture significant market share in the trillion-dollar cross-border payments industry by addressing critical gaps in the current market.

Analyst projections indicate that SOL could hit $400 by late 2025 or early 2026 under ideal conditions. Meanwhile, Digitap is attracting even higher price targets as payments enter a bullish phase, with its omni-banking ecosystem boasting a $14 price target fueled by accelerating user adoption.

Solana’s Technical Foundation Supports a Strong Crypto Investment Thesis

Solana’s path to $400 hinges largely on sustained institutional adoption and the successful delivery of network upgrades that tackle long-standing stability concerns. The recent Alpenglow upgrade improved transaction finality, marking an important milestone in maintaining Solana’s competitive edge in speed and cost efficiency.

SOL enjoys robust fundamental support drawn from its growing DeFi, NFT, and gaming ecosystems. Well-known analysts including Chris Burniske and Miles Deutscher project price targets between $400 and $500.

The approval of spot Solana exchange-traded funds (ETFs) stands out as a critical catalyst that could propel prices to $400, potentially unlocking billions in institutional capital, similar to the surge seen with Bitcoin (BTC) and Ethereum (ETH) ETF launches.

However, Solana faces challenges such as network reliability concerns and vigorous competition from Ethereum’s Layer-2 scaling solutions. Despite these headwinds, Solana offers respectable return potential balanced against technical risks and market correlations for investors seeking the best smart contract platform investment.

Digitap’s Payment Breakthrough: The Best Crypto to Buy Now Opportunity

While Solana focuses on infrastructure, Digitap is proving that practical utility drives faster user adoption and price appreciation. Digitap’s fully functional Visa card ecosystem, augmented by recent Apple Pay integration, enables instant global payments using both digital and traditional currencies.

This pragmatic solution to cryptocurrency’s spendability problem has fostered organic user growth that is largely independent of wider market sentiment. Digitap’s no-KYC onboarding option aligns well with the decentralized ethos of crypto, while its deflationary tokenomics generate scarcity through automated buy-and-burn mechanisms.

The project’s economic model emphasizes long-term value creation: team tokens are locked for five years, and the AP token supply is capped at 2 billion. Digitap’s real-world solutions are already making an impact in the cross-border payments industry, projected to exceed $250 trillion by 2027.

Digitap’s Functional Products Position It as One of the Best Altcoins to Buy

The contrasting growth narratives of Solana and Digitap illustrate a market shift toward projects with proven user adoption rather than just theoretical potential.

Solana’s climb to $400 requires overcoming technical and regulatory hurdles amid fierce competition from other smart contract platforms. Meanwhile, Digitap’s payment ecosystem is generating immediate transaction revenue and filling significant gaps in global payment infrastructure.

Solana’s price remains sensitive to broader crypto market cycles and macroeconomic uncertainties. In contrast, Digitap benefits from a more stable revenue model that underpins its fundamental value.

Digitap’s Apple Pay integration dramatically expands its addressable user base to include hundreds of millions of iOS users, unlocking growth potential rivals cannot easily match. Currently, AP trades at $0.0268 in its second presale round and already ranks among the best crypto presales in 2025.

Prices are set to increase to $0.0297 at the start of the next presale round, offering investors an immediate potential gain of approximately 10%. More than $1.2 million has been raised so far.

Top Altcoin Digitap Offers Protection Against Market Uncertainty

Digitap’s presale presents a strategic entry point for investors seeking alternatives amid cryptocurrency market volatility. The project’s $14 price target reflects strong analyst confidence in its potential to capture substantial market share from traditional payment processors and established crypto tokens through superior user experience and wider merchant acceptance.

Digitap’s presale pricing includes natural insulation against market fluctuations, featuring fixed prices and immediate staking rewards of up to 124% APR. Additionally, platform transaction fee revenue supports token value and further ecosystem development.

Evaluating Competing Visions for Crypto Market Leadership

The divergence between Solana’s medium-term $400 target and Digitap’s accelerated growth trajectory underscores differing valuation paths for crypto projects.

Solana remains a bet on sustained smart contract platform dominance and institutional adoption. Its success depends on effective technical execution, ETF approvals, and maintaining advantages over alternative Layer-1 blockchains.

Digitap, by contrast, offers investor exposure to immediate disruption within the massive payments market, scaling its card program and leveraging integrations with Apple Pay and Google Pay. Its banking app is currently available on both the Apple App Store and Google Play Store, inviting users to engage firsthand.

Few cryptocurrency projects offer upside potential comparable to AP at current levels, especially given its impressive $14 price target.

Discover how Digitap is unifying cash and crypto by exploring their project here:

Presale: [Link to Presale]

Website: [Digitap Website Link]

Social: [Digitap Social Links]

Disclaimer: This publication is sponsored. Coindoo does not endorse or assume responsibility for the content, accuracy, quality, advertising, products, or any other materials on this page. Readers are encouraged to conduct their own research before engaging in any cryptocurrency-related transactions. Coindoo will not be liable for any damages or losses resulting from reliance on any content, goods, or services mentioned herein. Always do your own research.

About the Author

Krasimir Rusev is a seasoned journalist specializing in cryptocurrency and financial market coverage. With many years of experience, he provides in-depth analysis, news, and forecasts for digital assets, delivering reliable insights on the latest market trends. His expertise makes him a trusted source for investors, traders, and crypto enthusiasts alike.

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Bitwise’s NYSE Listing Update Hints XRP ETF Approval Could Arrive Within 20 Days

**Bitwise’s NYSE Listing Update Hints XRP ETF Approval Could Arrive Within 20 Days**

Bitwise, the $15 billion asset management giant, is one step closer to launching its XRP ETF, signaling that the approval could become a reality soon. On October 31, Bitwise submitted Amendment No. 4 to its XRP ETF filing with the U.S. Securities and Exchange Commission (SEC), revealing two crucial updates that experts believe usually indicate the final step before approval.

### Key Updates in Bitwise’s Filing

The latest amendment to Bitwise’s S-1 form discloses two important details:
– The listing venue will be the New York Stock Exchange (NYSE)
– The management fee for the ETF will be set at 0.34%

Eric Balchunas, senior ETF analyst at Bloomberg, commented on the significance of these changes, stating, “Adding the NYSE and fee means Bitwise has checked nearly all boxes.” Historically, when issuers include exchange and fee details in their S-1 filings, it typically signals that they are awaiting the final green light from the SEC.

### XRP ETF Could Launch Within 20 Days

Following the announcement, ETF expert James Seyffart from Bloomberg Intelligence provided additional context. He pointed out that Bitwise’s latest filing contains “shorter language” that could allow the XRP ETF to go live within just 20 days, pending SEC approval.

Seyffart also noted that Bitwise is not alone in this race. Other major players like VanEck, Fidelity, and Canary Funds have updated their filings, indicating a rapidly intensifying competition to launch the first XRP ETF.

Meanwhile, Crypto America host Eleanor Terrett revealed that Canary Funds removed the “delaying amendment” from its S-1 filing, which had previously given the SEC control over the timing. This change positions Canary’s XRP ETF for a potential launch date of November 13, provided the Nasdaq approves its 8-A filing.

### Potential Impact on XRP Price

Following these latest XRP ETF updates, XRP’s price experienced a modest increase, trading around $2.51 — a sign of growing optimism among traders.

Analysts suggest that approval of the XRP ETF would mark the first-ever U.S. spot ETF for XRP, a historic milestone likely to boost the token’s momentum. Currently, XRP faces strong resistance near the $2.75 level. A successful breakout above this point could pave the way for testing the $3 psychological mark.

However, if selling pressure persists, XRP could see a correction of up to 19%, potentially retesting support around the $2 zone within its long-term channel pattern.

Stay tuned for further updates as the SEC’s decision on the XRP ETF approaches, potentially reshaping the future of XRP’s presence in traditional finance.
https://bitcoinethereumnews.com/tech/bitwises-nyse-listing-update-hints-xrp-etf-approval-could-arrive-within-20-days/?utm_source=rss&utm_medium=rss&utm_campaign=bitwises-nyse-listing-update-hints-xrp-etf-approval-could-arrive-within-20-days

BlackRock’s bragging rights to fastest growing ETFs

BlackRock, the world’s largest asset manager overseeing $10 trillion, celebrated a significant milestone this week by highlighting its ownership of some of the fastest-growing exchange-traded funds (ETFs) in history.

CEO Larry Fink shared during the company’s earnings call, “Our digital assets ETPs and active ETFs have grown from practically zero to 10 in 2023, reaching over $100 billion in digital assets and more than $80 billion in active ETFs. The rapid growth of these premium categories is another proof point of our success in scaling distribution and quickly adapting to new offerings and markets.”

### The Star Performer: iShares Bitcoin ETF (Ticker: IBIT)

Leading the charge is the iShares Bitcoin ETF (IBIT), now the largest crypto ETF, offering investors exposure to Bitcoin without requiring direct ownership of the cryptocurrency. The assets under management in IBIT surpassed $100 billion earlier this month, although they have since slightly dipped alongside Bitcoin’s price decline.

| Ticker | Security | Last Price | Change | Change % |
|——–|——————————-|————|——–|————|
| IBIT | iShares Bitcoin Trust USD Acc | $60.47 | -0.96 | -1.56% |

Bitcoin itself, the largest cryptocurrency by market value, reached an all-time high of $126,272.76 on October 6, 2025. Since then, it has dropped below the $110,000 mark.

### Bitcoin as a Safe Haven

Recent escalating tensions between the U.S. and China have negatively impacted sentiment toward digital assets. Meanwhile, traditional safe havens like gold have surged to record highs, with gold recently peaking at $4,280.20 an ounce.

### Rising Star: iShares Ethereum ETF (Ticker: ETHA)

Another notable offering is the iShares Ethereum ETF (ETHA), which currently holds assets around $16 billion.

| Ticker | Security | Last Price | Change | Change % |
|——–|——————————-|————|——–|————|
| ETHA | iShares Ethereum Trust NPV | $28.94 | -0.30 | -1.03% |

Martin Small, BlackRock’s CFO and global head of corporate strategy, noted on the call, “Our flagship offerings in IBIT and ETHA were among the top five inflowing products in the ETP industry.”

Similar to Bitcoin, Ethereum has retreated to around the $3,800 level from its high of $4,955.23 reached on August 24, 2025.

### Crypto Performance vs. S&P 500

Despite recent volatility, both Bitcoin and Ethereum have advanced approximately 14% this year, slightly outperforming the S&P 500’s 13% rise as of the end of last week. In tandem, BlackRock’s shares have also gained 14% year to date.

Stay updated with live cryptocurrency prices and market movements as digital assets continue to evolve.
https://www.foxbusiness.com/markets/blackrocks-bragging-rights-fastest-growing-etfs