**National Bank of Greece Q3 2025 Financial Results Conference Call**
*Operator:*
Ladies and gentlemen, thank you for standing by. I am Jota, your Chorus Call operator. Welcome, and thank you for joining the National Bank of Greece conference call to present and discuss the third quarter 2025 financial results.
At this time, I would like to turn the conference over to Mr. Pavlos Mylonas, CEO of National Bank of Greece. Mr. Mylonas, you may now proceed.
—
**Paul Mylonas**
*CEO & Executive Director*
Good morning, everyone. Welcome to our 9 months 2025 financial results call.
I am joined today by Christos Christodoulou, Group CFO, and Greg Papagrigoris, Group Head of Investor Relations. After my introductory remarks, Christos will provide more details on our financial performance, and then we will open the floor for questions and answers.
Before we begin our presentation on the nine-month financial results, I would like to briefly outline the operating environment—a key driver of our performance.
Greece’s economy remains on a superior growth trajectory, demonstrating resilience and adaptability despite a highly uncertain external environment. Key challenges include geopolitics, protectionism, and fiscal difficulties in several countries, which contribute to the overall uncertainty.
Nonetheless, I am confident that the positive momentum of the Greek economy will continue. This outlook is supported by both fiscal and monetary policy measures and is underpinned by solid corporate and household fundamentals.
These factors are expected to drive increasing fixed capital formation and buoyant export activity moving forward.