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CTO Realty Growth, Inc. (CTO) Q3 2025 Earnings Call Transcript

Operator: Ladies and gentlemen, thank you for standing by. Welcome to CTO Realty Growth’s Third Quarter 2025 Earnings Call. [Operator Instructions] Please be advised that today’s conference is being recorded.

I would now like to turn the conference over to Jenna McKinney, Director of Finance. Please go ahead, Jenna.

**Jenna McKinney:**
Good morning, everyone, and thank you for joining us today for the CTO Realty Growth Third Quarter 2025 Operating Results Conference Call.

Participating on the call this morning are John Albright, President and Chief Executive Officer; Philip Mays, Chief Financial Officer; and other members of the executive team who will be available to answer questions during the call.

I would like to remind everyone that many of our comments today are considered forward-looking statements under federal securities laws. The company’s actual future results may differ significantly from the matters discussed in these forward-looking statements, and we undertake no duty to update these statements.

Factors and risks that could cause actual results to differ materially from expectations are discussed from time to time in greater detail in the company’s Form 10-K, Form 10-Q, and other SEC filings.

You can find our SEC reports, earnings release, supplemental information, and the most recent investor presentation on our website at [ctoreit.com](http://ctoreit.com).

With that, I will turn the call over to John.
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