The post Ripple and Mastercard Test Secret Stablecocom. TLDR Ripple has formed a partnership with Mastercard, WebBank, and Gemini to test RLUSD stablecoin payments. The collaboration aims to use Ripple’s XRPL platform to process real-time fiat card settlements. Mastercard will integrate Ripple’s technology to explore regulated on-chain payment capabilities. WebBank will act as the issuer for the Gemini credit card involved in the trial. Ripple’s RLUSD stablecoin currently holds a supply of two billion dollars and continues to grow steadily. Ripple has announced a new partnership with Mastercard, WebBank, and Gemini to test RLUSD stablecoin payments. The trial will evaluate the XRPL platform’s ability to handle real-time fiat card settlements securely and efficiently. Ripple aims to demonstrate how blockchain can support mainstream financial transactions. Ripple Partners with Mastercard for On-Chain Settlements Ripple will collaborate with Mastercard and WebBank to enable on-chain settlements for fiat card payments. The test will assess how RLUSD performs within Mastercard’s global payment network. It will also examine compliance and operational stability for regulated financial institutions. Ripple Swell: We’re collaborating with @Mastercard, WebBank, and @Gemini to introduce LUSD settlement on the XRP Ledger for fiat credit card payments, starting with the Gemini XRP Credit Card: This initiative sets a new benchmark for institutional. pic. twitter. com/7UVhCTfuo0 Ripple (@Ripple) November 5, 2025 Mastercard plans to use Ripple’s XRPL platform to process the settlement layer of these payments. This integration will focus on bridging blockchain efficiency with traditional financial frameworks. The companies expect the system to offer fast and transparent settlements for participating institutions. Sherri Haymond, Global Head of Digital Commercialization at Mastercard, confirmed the partnership’s goal. “Through our partnerships with Ripple, Gemini, and WebBank, we’re using our global payments network to bring regulated, open-loop stablecoin payments into the financial mainstream,” she said. Mastercard believes stablecoins can deliver secure, compliant transaction layers for banks and issuers.